re: Help a newbie out!

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1. If he plays Cam Newton instead of Brees, I think I should get Kelvin Benjamin in as my flex. Is that worth benching Buck Allen?

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Play Kelvin over Allen. But don't make this decision based on who your opponent starts.

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2. Also Doug Martin has gotten 13 and 14 carries his only 2 weeks back from suspension, but also has a touchdown each game. Should I put in Coleman or Allen in his spot? Or is he too valuable to bench?

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Martin has looked great and will likely see his workload only increase. He's a borderline RB1 and you should play him every week, especially over the two guys you mentioned.

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3. Should I be playing Coleman over Allen when deciding a spot between the two? Coleman has been pretty solid, but never left my bench. There is always a fear with Allen because he doesn't always get the most carries; and even while the receiving back, Flacco is his QB.

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This is dependent on matchup. For this week, I'd probably lean Coleman. That game should be high scoring.

ETA: looking back at your lineup, you may not start Coleman or Allen. Kelvin is the better play over both.