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re: Quicker way to pay off credit card dept question
Posted on 10/9/17 at 12:28 pm to lnomm34
Posted on 10/9/17 at 12:28 pm to lnomm34
The $14k is an accumulation of the three cards. Card one = $5,100 ($4,601.06 spent). Card two = $4,000 ($3,536.37). Card three = $7,500 ($4,983.97).
I pay all of them accordingly but moreso the $7,500 due to it having high a fee and interest charge. The other two are with my bank in which the interest and such as lower. It would take a shorter time to pay off the small one but with the $7,500 that makes it harder.
I pay all of them accordingly but moreso the $7,500 due to it having high a fee and interest charge. The other two are with my bank in which the interest and such as lower. It would take a shorter time to pay off the small one but with the $7,500 that makes it harder.
1
Posted on 10/9/17 at 1:13 pm to FieldMink
first of all, several loans will rquire you to close out you credit cards. So, you will have to consider that.
When I ran into some credit card problems during and right after college; I would often look for the 0% balance transfer cards and use that to avoid interest. When those weren't available I would pay minimum on all but 1 and put the entire amount I could afford that month towards the card w/ the highest interest rate.
Took about 1 1/2 years, and having a heavy Ramen Noodle based diet, but I was able to get ahead and haven't looked back since.
When I ran into some credit card problems during and right after college; I would often look for the 0% balance transfer cards and use that to avoid interest. When those weren't available I would pay minimum on all but 1 and put the entire amount I could afford that month towards the card w/ the highest interest rate.
Took about 1 1/2 years, and having a heavy Ramen Noodle based diet, but I was able to get ahead and haven't looked back since.
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