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re: Who wants to point out the flaws of this healthcare bill?

Posted on 9/21/17 at 6:52 pm to
Posted by bonhoeffer45
Member since Jul 2016
4367 posts
Posted on 9/21/17 at 6:52 pm to
quote:

it allows the states to create their own "individual market" for those not covered by employers/Medicare/Medicaid.



Nothing is stopping that now.

The bill reduces what is asked of states in how they organize their healthcare markets by loosening the waiver process and allowing certain things to be eliminated like pre-existing condition language and age ratings to allow insurers to charge older Americans a lot more money..

quote:

It gets rid of the individual and employer mandate.


Which leaves risk pools less healthy. Exacerbates an already bad free-rider problem. Increases the occurrence of uncompensated care that paying customers will eat in the form of higher taxes, higher costs, higher premiums, and loss of productivity(healthy people are more productive then unhealthy people).

quote:

It takes the Obamacare taxes and block grants it back to the states. The purpose to cover those people who are chronically ill/sick/have preexisting conditions etc. The states will do this by either granting a subsidy(like Obamacare) or creating a high risk pool.



It takes the total sum of money paid and redistributes it. It reduces how much the federal government will pay of that new formula over time. In effect it absolutely takes money from states like Louisiana that expanded Medicaid and gives it to places like Oklahoma that refused. Then pegs the growth rate much lower, so over the long-term that pile of money is greatly diminished(eliminated in 2027 unless re-authorized). Meaning states are forced to raise taxes, or make ever greater cuts, once again triggering the vicious cycle of free-rider problems and uncompensated care driving up the system costs for everyone. And since the money is less, what money is given is less then what they would of had otherwise.


quote:

All the left wingers are bitchin' that the law takes back "some" the Obamacare wording on covering preexisting conditions. This is what happens when you deregulate the ACA. WHO REALLY GIVES A SHAT WHAT HAPPENS TO THIS ON THE FEDERAL LEVEL. States can/will take care of this on the state level.


History pre-2009 says otherwise.

quote:

Insurance companies don't want this. That is a good sign. People need to realize when YOU FORCE people to buy health insurance with all the bells and whistles(Obamacare's Essential Health Benefits mandate) - pregnancy care, birth control, drug rehab, mental health, ambulance service etc that insurance companies are making out $$$ with all this additional crap.



Not just insurance companies, pretty much every single healthcare organization in existence in this country.
This post was edited on 9/21/17 at 6:57 pm
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124690 posts
Posted on 9/21/17 at 7:08 pm to
quote:

Meaning states are forced to raise taxes, or make ever greater cuts
As should have always been the case. You'll have 50 different laboratories working toward solutions, as opposed to one.
Posted by frogtown
Member since Aug 2017
5073 posts
Posted on 9/21/17 at 8:55 pm to
quote:

Nothing is stopping that now.


You are wrong here. A state cannot create their "own" individual market. They are stopped by the ACA. If Georgia wanted to create an individual market that sold plans that didn't include "essential health benefits" or "community rating" they cannot do it. It cannot be done.

quote:

Which leaves risk pools less healthy. Exacerbates an already bad free-rider problem. Increases the occurrence of uncompensated care that paying customers will eat in the form of higher taxes, higher costs, higher premiums, and loss of productivity(healthy people are more productive then unhealthy people).


Do you even realize what is happening now? Do you realize why premium costs are spiraling out of control in the individual market? FREE RIDERS AREN'T BUYING POLICIES NOW! You can't charge a 30 year old $350 a month premium and expect him/her to pay. This is why Obamacare is blowing up. You mandated the hell out of it making it so expensive that young people can't afford it. They would rather pay the penalty. Obamacare has created risk pools with too many sick/elderly. That is why some states are seeing 30% yoy premium increases. There is one county in Virginia with an 81% increase this year. Do some fricking research on why your beloved Obamacare is failing.

quote:

History pre-2009 says otherwise.


Wrong. This is not pre 2009. Graham/Cassidy block grants money to provide for those with preexisting conditions. If they don't provide for those with preexisting conditions THEY GET NO MONEY. There are strings attached. THE STATES WILL WANT TO USE THIS MONEY. This is left wing fear mongering...plain and simple.
This post was edited on 9/21/17 at 8:58 pm
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