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re: How much money should you have in the bank by age 30.
Posted on 9/21/17 at 4:12 pm to GermantownTiger
Posted on 9/21/17 at 4:12 pm to GermantownTiger
31
Checking no less than 6k in there a month.
Savings currently has 25k in it.
No CC debt.
Almost rid of the student loan.
Car Lease.
Saving for home.
Have 401k with ~23k in it.
And 7 grand worth of ETH
Checking no less than 6k in there a month.
Savings currently has 25k in it.
No CC debt.
Almost rid of the student loan.
Car Lease.
Saving for home.
Have 401k with ~23k in it.
And 7 grand worth of ETH
3
Posted on 9/21/17 at 4:15 pm to 50_Tiger
4K in checking.
0 dollars anywhere else except for about 100k equity in the house I'm building. No debt.
I'll get my shite together in a few years.
0 dollars anywhere else except for about 100k equity in the house I'm building. No debt.
I'll get my shite together in a few years.
Posted on 9/21/17 at 5:02 pm to 50_Tiger
quote:
And 7 grand worth of ETH
Niiiice
I'm sitting around 3k myself. Wish I had jumped in sooner. Of course that 3k is after I cashed out my initial investment so it's all gravy.
Posted on 9/21/17 at 6:34 pm to 50_Tiger
Asking how much money in actual dollars you should have at x age is just a peter measuring contest.
The real answer depends on your monthly expenses. All financial magazines and advisors now say 6 months, instead of 3, after it took way longer than 3 months for those laid off in the Great Recession to find a job.
Also, I think a lot of people confuse "max out the 401K" with put enough in to get your full employer match. The stats simply prove there ain't many Americans contributing $18K/yr to a 401K, but everyone loves to say they "max it out."
The real answer depends on your monthly expenses. All financial magazines and advisors now say 6 months, instead of 3, after it took way longer than 3 months for those laid off in the Great Recession to find a job.
Also, I think a lot of people confuse "max out the 401K" with put enough in to get your full employer match. The stats simply prove there ain't many Americans contributing $18K/yr to a 401K, but everyone loves to say they "max it out."
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