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re: So a hurricane hit our home... now what?

Posted on 8/31/17 at 12:05 pm to
Posted by cdaniel76
Covington, LA
Member since Feb 2008
19699 posts
Posted on 8/31/17 at 12:05 pm to
quote:

Not a lot from what they stated. Seems more like wind damaged roof which caused rain to come inside instead of a flood


If this is definitely the case then it should be covered under homeowners. The insurance company is going to try to do all they can NOT to pay it though. Stay on them.
Posted by 007mag
Death Valley, Sec. 408
Member since Dec 2011
3873 posts
Posted on 8/31/17 at 12:33 pm to
quote:

nsurance company is going to try to do all they can NOT to pay it though


May be urban legend but I heard stories of people having their roofs damaged during Katrina and rainwater pooled inside their homes causing a waterline. The homeowners insurance refused to pay claiming their homes flooded but their neighborhood was never flooded.
Posted by wickowick
Head of Island
Member since Dec 2006
45848 posts
Posted on 8/31/17 at 12:36 pm to
quote:

The insurance company is going to try to do all they can NOT to pay it though.


This has not been my experience, with the companies I heal with, but if there is flood water, in the home, I can guarantee not all damages will be covered.
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