re: So a hurricane hit our home... now what?

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Not a lot from what they stated. Seems more like wind damaged roof which caused rain to come inside instead of a flood

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From what I remember from Katrina, this should be covered under homeowners. Rising water is not covered, but that was not the issue here. The issue hear sounds like if the wind damage didn't happen the water damage would not have happened and therefore it is not flooding (by rising or displaced water) and instead wind / hurricane damage that is (should be) covered under homeowners. BUT that is all great and easy to say until your insurance / adjuster has the last word.

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Not a lot from what they stated. Seems more like wind damaged roof which caused rain to come inside instead of a flood

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Wind policy should cover the damage above the water line. Everything from the water line and below is going to be flood damage that's excluded under homeowners/wind insurance. Apply for FEMA aid. FEMA won't be enough for everything, but it should help pay for somethings to help make the house at least inhabitable. Probably going to need to look into an SBA disaster assistance loan to cover most of the flood damage repairs though