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How will AHCA/BRCA Affect You?
Posted on 6/25/17 at 6:39 pm
Posted on 6/25/17 at 6:39 pm
Here's a great estimator!
quote:
Under the ACA, people with incomes from 100% to 400% of the poverty level are eligible for tax credits. Premium caps in 2020 will vary from 2.4% of income for a household at the poverty level to 10.2% at 400% of poverty ($50,000), according to Kaiser projections. The caps do not vary by age. The benchmark plan under the ACA is a silver plan with an actuarial value of 70%, meaning enrollees pay for an average of 30% of their health care expenses through cost-sharing.
Under the BCRA, people with incomes up to 350% of the poverty level are eligible for tax credits (including people with incomes below poverty). Under the BCRA, premium caps vary by age and will range in 2020 from 2.4% of income for a household below the poverty level (<$12,500 in 2020), to 17.4% of income for a 60 year old at 350% of poverty ($43,750). The benchmark plan under the Senate bill is a plan with an actuarial value of 58%, meaning enrollees pay for an average of 42% of their health care expenses through cost-sharing.
Note: the map does not include cost-sharing assistance under the ACA that lowers deductibles and copayments for low-income marketplace enrollees. For example, in 2017, people making between 100 – 150% of poverty enrolled in a silver plan on healthcare.gov had an average deductible of $255; those with incomes between 150 – 200% of poverty had an average deductible of $809; and those with incomes between 200 – 250% of poverty had deductibles averaging $2,904. In 2017, the average deductible for a silver plan was $3,609 and $6,105 for a bronze plan.
Posted on 6/25/17 at 6:53 pm to BamaAtl
When my dad turns 65 (and he is retired) in a year he will go from his old work insurance which is great to Medicare. That means my mom who is 62 and has cancer loses his work insurance as well. This means she will have to go to the market and get insurance with a pre existing condition.
That means her premiums will be extremely expensive and will probably not be able to afford them.
"We make a living by what we get, but we make a life by what we give."
Winston Churchill
That means her premiums will be extremely expensive and will probably not be able to afford them.
"We make a living by what we get, but we make a life by what we give."
Winston Churchill
Posted on 6/25/17 at 6:55 pm to BamaAtl
Won't force me to buy insurance that I don't need for a price much higher than is justified for a single healthy young male with no adverse health history.
Posted on 6/25/17 at 6:57 pm to MizzouBS
quote:Guess you never heard of COBRA
This means she will have to go to the market and get insurance with a pre existing condition.
Posted on 6/25/17 at 6:58 pm to BamaAtl
quote:
How will AHCA/BRCA Affect You?
Food deserts.
Automobile deserts.
Legal ID deserts.
Posted on 6/25/17 at 6:59 pm to OneFifty
quote:
Food deserts.
Automobile deserts.
Legal ID deserts.
This post was edited on 6/25/17 at 7:00 pm
Posted on 6/25/17 at 6:59 pm to BamaAtl
Obamacare raised my premiums from $92 to over $300. Were you upset over that happening?
Posted on 6/25/17 at 7:02 pm to TheCheshireHog
quote:
Obamacare raised my premiums from $92 to over $300. Were you upset over that happening?
Absolutely. In a sane political world, Republicans would have been willing to help strengthen and improve the law to bring your premiums down. As it is, they've done the opposite.
Posted on 6/25/17 at 7:02 pm to TheCheshireHog
quote:Isolated incident, it's for the greater good, have you no Christian compassion?
Obamacare raised my premiums from $92 to over $300. Were you upset over that happening?
Posted on 6/25/17 at 7:03 pm to TheCheshireHog
quote:Atl is a leech. Sponges off the rest of us, probably hasn't supported themselves their entire life
Obamacare raised my premiums from $92 to over $300. Were you upset over that happening?
Posted on 6/25/17 at 7:04 pm to MizzouBS
(no message)
This post was edited on 1/11/21 at 1:42 pm
Posted on 6/25/17 at 7:05 pm to MizzouBS
quote:
When my dad turns 65 (and he is retired) in a year he will go from his old work insurance which is great to Medicare. That means my mom who is 62 and has cancer loses his work insurance as well. This means she will have to go to the market and get insurance with a pre existing condition. That means her premiums will be extremely expensive and will probably not be able to afford them. "We make a living by what we get, but we make a life by what we give." Winston Churchill
You gonna take on a second job to ensure that doesn't happen, right?
Posted on 6/25/17 at 7:09 pm to BamaAtl
quote:
Kaiser
Donations to dems = $134,400
Donations to reps = $4000
This post was edited on 6/25/17 at 7:19 pm
Posted on 6/25/17 at 7:11 pm to BamaAtl
quote:
How will AHCA/BRCA Affect You?
I'll feel justified when it fails just as badly as the ACA has.
Posted on 6/25/17 at 7:11 pm to beerJeep
Don't pay for car insurance either you are a very good driver. While your at it you can tell your parents that you live with not to pay homeowners insurance because you guys are safe.
Posted on 6/25/17 at 7:13 pm to Dawgfanman
I would do anything to help my parents. If I need to get a second or third job. To bad your a dick and would rather watch your parents die than help.
Posted on 6/25/17 at 7:13 pm to BamaAtl
Considering I am being raped without lube (or dinner), it can only get better.
Posted on 6/25/17 at 7:14 pm to MizzouBS
quote:
Don't pay for car insurance either you are a very good driver. While your at it you can tell your parents that you live with not to pay homeowners insurance because you guys are safe.
Muh whataboutism!
I live by myself. Although my parents do live 30 min away. I'll let them know they shouldn't pay for their homeowners.
Now. What was the point of this absolutely droll and pointless comment?
Posted on 6/25/17 at 7:16 pm to MizzouBS
quote:
Don't pay for car insurance either you are a very good driver. While your at it you can tell your parents that you live with not to pay homeowners insurance because you guys are safe.
You know there are some that don't pay for these, either, right?
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