re: Why is keeping children on parent's plan till 26 so popular?

Because college students and grad students are already heavily in debt due to student loans.
College is already too expensive and time intensive for them to work a job with benefits (heck they go to college to get one of those jobs)
They can't afford to purchase their own health insurance. Before Obamacare, most just went without, and if they got sick, they were either SOOL or their parents were on the hook.

quote:

---

This is inherently stupid, and shows your lack of undertstanding for how insurance works. Under 26 is a group that insurance companies want. They claim less and help lower premiums for older people.

---

Explain to me why I have to pay to keep grown men on their mommy's insurance, which is paid for by the subsidies from obamacare, ie, my taxes.

quote:

---

They can't afford to purchase their own health insurance. Before Obamacare, most just went without, and if they got sick, they were either SOOL or their parents were on the hook.

---

Is this a problem?

This is what it was like before obamacare.

Their insurance plan was crazy expensive when I looked at it, but this was before Obamacare.

quote:

---

Their insurance plan was crazy expensive when I looked at it, but this was before Obamacare.

---

I personally think too many people go to college. Also there are worthless degrees... good degrees but worthless in the current job market. The first thing a college kid should do is assess the job market in the area they plan to live after graduation to see if it will support them prior to picking a major.

Also, there's nothing wrong with learning trades, or starting ones' own business, without a 4 year degree.

Bc we live in a world of pussies who pamper their kids.

quote:

---

Because college students and grad students are already heavily in debt due to student loans.

---

People making stupid investments.

1. Major in something you know you can market yourself with.
3. Don't rack up additional debt in college on stupi shite.
2. Don't be above working a certain job if you need one.
3. Don't have a kid until you are financially ready. Pregnancies are never accidents.
4. When you get a job live poor for a few years and quickly pay off loans.
5. Prosper.

It is if you have an individual mandate.

I think it should be an option that policy holders can pay extra for, same with things like prenatal care.

I also don't believe in an individual mandate, or entitlement programs, or taxes on income, or most federal regulatory schemes, but I'm just another crazy free market libertarian.

quote:

---

I said good jobs. Not everyone is satisfied with 45k a year working construction.

And you probably still can't walk into those jobs straight from college. You'd at least need an advanced degree.

---

Junior Assistant District Attorneys, right out of college often don't make 45k a year starting out.

You do realize that the cost of higher ed has increased at more than 1000% the rate of inflation, right? Do you also realize that most jobs that don't exclusively hire illegal immigrants, offer insurance, and are not in the trades require a college degree now? More people should be welders and carpenters, but financial and economic situations for young people today is nothing like what it was just 15 years ago, and almost unrecognizable from 30 or more years ago.