re: DVMs of the OB...career questions

Owners are always a little timid to hire new grads just cause you have no idea what you are getting. 4.0 and top of your class doesn't make you a good clinician. It's about interacting with clients as much as it is diagnosing disease. You don't have a lot of leverage but a new grad willing to work on production takes pressure off owner tonsomw degree. If she is working hard making practice money then they are happy to pay her but if you have to pay someone set salary and they can't reach those production goals then practice loses money. She could make some options such as a monthly evaluation and if she is exceeding her production then she gets a bonus.
For instance and ease of calculating let's say she makes a $50k a year. Well then she needs to produce $250k a year at 20% production to justify that salary. Now in a flat salary situation say she produces $350k which is 100k over what she needed, then hospital doesn't have to pay her for the extra. On a production type compensation she would get paid 20% of that 350 which is $70k but what if you produce nothing or a very low amount. So in a pro-sal setup she has a base salary that she gets regardless and then gets paid extra if she exceeds its. So win win for both sides.

But like I said what type of practice you are talking about might change opinion on what's best. Ask what average production for full time vets at practice are. What is hospitals gross production. Those things will give you an idea of what can be expected. If it's a 2 dr clinic and average gross production for a dr is 3-400k then expect to get paid 60-80k plus benefits.
There are different models for compensation on food and RX meds. Sometimes depends on what clinic marks up meds and food. We only give production if you send home meds or food during a visit. Refills go to hospital. Just isn't enough markup to give dr credit every time they refill. Majority of production comes from services though.

My disability covers up to like 75% of salary so it has gone up as salary has gone up. It's really a complete gamble but with wife and kids, you don't want them to be screwed should something happen. Knew a girl who got severe fibromyalgia and couldn't work, she gets 90k a year till she dies thanks to Disability insurance.