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Posted on 2/24/17 at 6:58 pm to FlappingPierre
If you're still on parents insurance, and still living at home, take the 6.00. You'll get pto anyway if you're full time and you can start a 401k yourself at a place like fidelity. At 22 stack your paper so you can get your own place man.
Posted on 2/24/17 at 7:07 pm to FlappingPierre
How long do you plan on being with said company? You're 22 and living at home so you're likely on your dad's insurance for 4 more years.
Benifits seem like a nobrainer for me but there's a lot of variables. If you're going to work there while you finish school or something it would probably be better to take the money now.
Benifits seem like a nobrainer for me but there's a lot of variables. If you're going to work there while you finish school or something it would probably be better to take the money now.
Posted on 2/24/17 at 9:12 pm to lsunurse
Do you do the Roth 401k or the tax deferred?
Posted on 2/24/17 at 9:17 pm to FlappingPierre
It's pretty easy to do the math
6 an hour on a regular work week is about 12,500 a year
So price out the benefits they are offering and see what they are worth
6 an hour on a regular work week is about 12,500 a year
So price out the benefits they are offering and see what they are worth
Posted on 2/24/17 at 11:03 pm to athenslife101
quote:
I have never had PTO and won't for at least 7 months.
Damn that sucks dude.
But chin up you will get there.
Posted on 2/24/17 at 11:08 pm to 7thWardTiger
quote:
If you're still on parents insurance, and still living at home, take the 6.00. You'll get pto anyway if you're full time and you can start a 401k yourself at a place like fidelity. At 22 stack your paper so you can get your own place man.
100% agree. Just a shadow under 12k a year with that extra $6.00. Save it and in 2 years you'll have 20k plus to put down on a house.
Posted on 2/24/17 at 11:09 pm to FlappingPierre
Benefits without a second thought
Posted on 2/24/17 at 11:56 pm to ksayetiger
quote:
Six bucks an hour is about 12,000 a year. So the math. I would take benefits.
$1,000/mo
-Private Health Insurance $200/mo (probably cheaper through Obamacare if you are in an entry level job)
-Savings $800/mo ($10k in savings at end of year)
Can someone explain to a self-employed guy what kind of benefits you are going to receive at age 22 that are better than having $10k in savings at the end of the year? (I'm not trying to be a smart arse, just want to know what I'm missing out on)
This post was edited on 2/25/17 at 12:01 am
Posted on 2/25/17 at 12:11 am to weagle99
Believe me, I'm playing with fire. I turned down a job/promotion that would have great benefits and a 15-30k raise (that's on the lesser side of the estimate too) in the promise that in 7 months, I can get a position more to my liking/choosing.
This post was edited on 2/25/17 at 12:14 am
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