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re: Who to use for Boat loan?
Posted on 8/21/16 at 8:34 pm to X123F45
Posted on 8/21/16 at 8:34 pm to X123F45
quote:
The difference in finance charges between a 3.99 and 8.9 interest rate over the life of a loan on a sub 20k item is not enough to worry with.
5% on $20000 is $1000 first year.
This post was edited on 8/21/16 at 8:36 pm
0
Posted on 8/21/16 at 9:04 pm to LSUchuck
I went through aqua finance who shopped credit unions for the lowest rate... Down payment amount has a lot to do with the rate
Posted on 8/21/16 at 9:08 pm to LSUchuck
Assuming you own a home and have equity, try a Home Equity Loan and claim the interest paid during the year on taxes.
Posted on 8/22/16 at 11:09 am to Dock Holiday
Nice try. Home equity LOC interest is only deductible if you use it to make improvements on your home.
Posted on 8/22/16 at 11:36 am to LSUchuck
[link=(www.reclending.com)]www.reclending.com[/link]
Posted on 8/22/16 at 2:42 pm to LSUchuck
Did you consider a home equity loan?
Posted on 8/22/16 at 3:00 pm to Grassy1
yea look into a home equity loan
Posted on 8/22/16 at 3:48 pm to LSUchuck
I got mine through First Federal Bank of Louisiana.
I think my rate was 3.8%, but I put down 15% and have pretty decent credit.
I think they are only in Alexandria, and Lake Charles though so not sure where you are located.
I think my rate was 3.8%, but I put down 15% and have pretty decent credit.
I think they are only in Alexandria, and Lake Charles though so not sure where you are located.
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