- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Flood insurance recommendations??
Posted on 8/17/16 at 2:10 pm
Posted on 8/17/16 at 2:10 pm
In BR. flood X. Luckily our entire neighbor hood was high and dry but this incident got me rattled.
Reputable company/ person I should contact? Average annual policy to expect on 500K home? Any fine print to look out for? TIA
Reputable company/ person I should contact? Average annual policy to expect on 500K home? Any fine print to look out for? TIA
7
Posted on 8/17/16 at 2:11 pm to LSUregit
max policy: 250k building; 100k contents $450 total, they all the same.
Posted on 8/17/16 at 2:11 pm to LSUregit
I think it is all underwritten by the Feds. Your homeowners should be able to help you with getting it.
Someone can correct me if I'm wrong.
Someone can correct me if I'm wrong.
Posted on 8/17/16 at 2:11 pm to LSUregit
Doesn't matter who you're agent is. If quoted properly it's the same premium with anyone since it's the NFIP program. You would need an excess policy since max coverage is 250k for building, 100k for contents.
Posted on 8/17/16 at 2:15 pm to LSUregit
quote:
Any fine print to look out for?
Do understand that water has to rise, rushing water is not covered by flood insurance.
Posted on 8/17/16 at 2:21 pm to LSUregit
All are underwritten through NFIP (National flood insurance program). All policies are the same. Go with the carrier that writes your home or autos. If your homeowner insurance company doesn't participate find a local agent with a company with good service ratings.
Posted on 8/17/16 at 3:15 pm to LSUregit
Every company has the same rates for flood.
Posted on 8/17/16 at 3:16 pm to LSUregit
Agent doesn't matter, they just sign you up. Everything is handled by the Feds.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News