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re: How much did you save in your early twenties?
Posted on 6/24/15 at 1:18 pm to SouthOfSouth
Posted on 6/24/15 at 1:18 pm to SouthOfSouth
After about two years out of college, I had 50k saved. I would say 1/2 was 401k/ROTH IRA money and the other half was savings/checkings.
My saving numbers have gone up each year (now 4 years out of college). My salary has more than doubled since graduating undergrad, I live in a nicer place, drive a nicer car, and, overall, spend however I choose without a ton of worry....but I still save at least 25k+ annually (all investments + cash).
I monitor my net worth closely and have a good handle on what my numbers should look like at the end of each month. Mint makes this quite easy.
Mix of hard work and some luck - I know that I am an exception to the rule for the amount I saved right out of college.
**I had no student loans.
My saving numbers have gone up each year (now 4 years out of college). My salary has more than doubled since graduating undergrad, I live in a nicer place, drive a nicer car, and, overall, spend however I choose without a ton of worry....but I still save at least 25k+ annually (all investments + cash).
I monitor my net worth closely and have a good handle on what my numbers should look like at the end of each month. Mint makes this quite easy.
Mix of hard work and some luck - I know that I am an exception to the rule for the amount I saved right out of college.
**I had no student loans.
Posted on 6/24/15 at 1:21 pm to lynxcat
You need to hook me up with a job. Corporate accounting is horrible.
Posted on 6/25/15 at 5:29 am to lynxcat
Everything Lynx said (and THF). I graduated with no savings, but no debt either, and have been able to save between 25-35k each year. Most of that has come from 401k and Roth contributions, so my main focus now is to start raising more cash to purchase a home in the next few years. If I can continue to max the 401k and Roth each year, I'll be in a great spot by the time I turn 30 (26 currently).
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