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re: Break it down - your finances
Posted on 4/28/15 at 9:50 am to BoogaBear
Posted on 4/28/15 at 9:50 am to BoogaBear
quote:
I love hearing people say they are waiting till they are financially ready to have kids. Guess what, you never are. You just adjust accordingly.
I don't know if I necessarily agree with that.
I don't have kids yet, but I feel a lot more "financially ready" now than I did a few years ago when I started my career. I'm sure I could have made it work a couple of years ago, but now I feel like I would definitely be OK.
Honestly, I'd still like to even hold off a couple of years for financial and social reasons, but I could handle it if I had to. I'd like to either be in a house or have a significant down payment for a house ready.
1
Posted on 4/28/15 at 9:59 am to kennypowers816
Having the house is the biggest thing about having kids to me. We have the space where we are to have another kid. We've got the flexibility and savings that if a financial emergency happened, we could swing it. We aren't "scraping by" while taking care of a kid (not that there's anything wrong with it). Otherwise, it's not that expensive to have a kid. Not much to get financially "ready" for. Just have the overall feeling that you need to be more prepared and financially responsible in case SHTF. You have a family to take care of now.
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