re: Open Enrollment Season Long Thread

quote:

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Company pays 80% on HD and 70% on PPO

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that makes ALOT more sense! Remember that 80/70% applies to increases/decreases as well. If your "premium" goes up $20,the insurance is actually $100 more expensive.

One of the nastiest thing about employer-provided insurance is that it can hide the true cost from you. (You find out quickly what the real cost is when you are move from employee to self-employed!!)

We give our employees a full report on what we spend, what they spend, total costs, and what's driving the cost up or down. It's been really good for us. As we aren't getting blamed for increases we don't have any control over.

That, and I have stellar employees that understand math!