re: Did I just get a free truck?

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If the new deal causes him to have to pay more each month, when he didn't plan his finances for that amount, it would matter.

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Wouldn't a longer term have a smaller payment though? Unless the APR jumped up some ridiculous level amount of course.

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Just get the last word and move on. No part of me wants to get into a devolving argument with you.

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I mean, it's not really an argument, but whatever.