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re: Would you have supported a smaller healthcare reform act, specifically one that
Posted on 7/28/14 at 7:18 am to WeeWee
Posted on 7/28/14 at 7:18 am to WeeWee
quote:
Well how many ppl just have an extra $1000-$2000 laying around for when they break their leg getting out of the new pool at the SKC (maybe heady will pick up the tab) or an extra 25-50k when that heart attack hits or cancer strikes?
A lot of the cost of routine healthcare derives from the fact that there's a middle man involved, i.e., insurance bureaucrats. As some of the other older posters and I have discussed previously, when we were younger the only health insurance really necessary was for surgery and hospitalization. Those policies were affordable for pretty much everyone. Pre-existing conditions weren't much an issue. And people could afford to pay for doctor visits and prescriptions at point of service.
Now, to be fair, medicine has become more advanced and complicated, but I still think fee for service and patients dealing directly with healthcare providers would be a great improvement.
Posted on 7/28/14 at 10:34 am to VOR
quote:Pre-existing conditions weren't much an issue.
A lot of the cost of routine healthcare derives from the fact that there's a middle man involved, i.e., insurance bureaucrats. As some of the other older posters and I have discussed previously, when we were younger the only health [quote]insurance really necessary was for surgery and hospitalization. Those policies were affordable for pretty much everyone.
hmm like the one my brother had that was $85, $90, and $105 (it went up all 3 years he had it) that had a $1500 deductible and now those don't exist thanks to Obamacare.
quote:
Pre-existing conditions weren't much an issue. And people could afford to pay for doctor visits and prescriptions at point of service.
Alot of doctors used to give lower prices to ppl paying for their visits. They got the money at the time of visit and didn't have to deal with insurance companies. However, one of the thousands of regulations makes them charge the same price to everyone so that forces the cash ppl to pay more and its not as affordable. Also alot of pre-existing conditions can be improved with lifestyle changes (i.e eating better and exercise, stop smoking, unprotected sexwith your dog :cough: Rex :cough:). $$$ is the best motivator for change if insurance companies would reward those that improve their health (i.e 2 month premium free for every 20lbs you lose) then alot more ppl would get healthy.
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