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re: Would you have supported a smaller healthcare reform act, specifically one that
Posted on 7/27/14 at 10:37 pm to VOR
Posted on 7/27/14 at 10:37 pm to VOR
quote:
Really, why should insurance be involved in healthcare if people can deal directly with providers? And doctors continually bitch about dealing with insurance companies and Medicaid.
Well how many ppl just have an extra $1000-$2000 laying around for when they break their leg getting out of the new pool at the SKC (maybe heady will pick up the tab) or an extra 25-50k when that heart attack hits or cancer strikes? I love the idea of an HSA but most ppl can't save money worth a hoot. However most can work a reasonably priced insurance premium into their budget.
Doctors bitch from having to deal with companies but they also have the freedom to not accept the insurance to the companies that are too much of a pain in the arse.
quote:
One of the largest contributors to spiraling healthcare costs and insurance costs was tying insurance to employment. fricked things up beginning in the late sixties or so and spiraled out of control after that.
I agree. Allow ind the same tax breaks and benefits that corporations get for offering insurance to their employees. That would allow for more freedom and choices that would drive down prices. Nothing is better for the consumer or in this case a patient than a good ole fashion price war.
Posted on 7/28/14 at 7:18 am to WeeWee
quote:
Well how many ppl just have an extra $1000-$2000 laying around for when they break their leg getting out of the new pool at the SKC (maybe heady will pick up the tab) or an extra 25-50k when that heart attack hits or cancer strikes?
A lot of the cost of routine healthcare derives from the fact that there's a middle man involved, i.e., insurance bureaucrats. As some of the other older posters and I have discussed previously, when we were younger the only health insurance really necessary was for surgery and hospitalization. Those policies were affordable for pretty much everyone. Pre-existing conditions weren't much an issue. And people could afford to pay for doctor visits and prescriptions at point of service.
Now, to be fair, medicine has become more advanced and complicated, but I still think fee for service and patients dealing directly with healthcare providers would be a great improvement.
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