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Judge my Portfolio
Posted on 7/4/14 at 11:06 am
Posted on 7/4/14 at 11:06 am
Need a place to invest $25,000 and forget about it. This is what I am thinking:
Predesigned Folios at FolioInvesting.com
Biotechnology 15%
Momentum 10%
Value 10%
Internet 10%
China 10%
Healthcare 10%
Large Cap Growth 15%
Folio 100 20%
Any suggestions?
Predesigned Folios at FolioInvesting.com
Biotechnology 15%
Momentum 10%
Value 10%
Internet 10%
China 10%
Healthcare 10%
Large Cap Growth 15%
Folio 100 20%
Any suggestions?
Posted on 7/4/14 at 11:20 am to anc
If you are going to buy and hold and forget about it I would do more index funds and not particular sectors
Posted on 7/4/14 at 12:00 pm to roguetiger15
quote:
If you are going to buy and hold and forget about it I would do more index funds and not particular sectors
This automatically diversifies you for the most part. This is what I do for the most part. All my 401k/profit sharing in basically in index funds. Well, about 80%. 20% I'm more aggressive with. Any investing done outside of my tax deferred accounts is in individual stocks. I prefer large cap dividend stocks to accumulate and reinvest dividends of course. And stocks I know something about, mainly medical/pharmaceuticals/healthcare. The majority goes into new businesses, real estate, and "fun" investments such as classic cars. Many of my purchases are investments as well. I get to enjoy my money now, but at least maintain it's value and/or grow it. Cars and vintage watches are my main two now. Would like to get into art but don't know enough to make educated decisions about the investment aspect. Currently, I just buy what I like and hope it does ok. I'm good if it just holds its value. I'm loath to just piss away money. And GUNS...but I'd never sell these.
Posted on 7/4/14 at 12:17 pm to anc
Yeah, what about financials and oil&gas?
COP, XOM, RDS-B, PSX, CVX
Take a look at the Canadian banks:
BNS, TD, RY, CM, BMO
COP, XOM, RDS-B, PSX, CVX
Take a look at the Canadian banks:
BNS, TD, RY, CM, BMO
Posted on 7/4/14 at 3:38 pm to Joshjrn
Joshjrn or anyone else,
know anything about iShares? Can their ETF's be purchased without fees?
ETA: just found a solution. Apparently TD Ameritrade offers no commission purchases on many ETF's
know anything about iShares? Can their ETF's be purchased without fees?
ETA: just found a solution. Apparently TD Ameritrade offers no commission purchases on many ETF's
This post was edited on 7/4/14 at 3:43 pm
Posted on 7/4/14 at 8:27 pm to bayoubengals88
I shares are definitely the best eft out there. I have done the research for two multi billion dollar firms and both times it was confirmed.
Posted on 7/4/14 at 9:46 pm to SmackoverHawg
quote:
Any investing done outside of my tax deferred accounts is in individual stocks
Maybe I've drunk too much today, but shouldn't this be opposite (for tax purposes). Tax efficient index funds/etfs like VTI in taxable accounts, with dividend individual stocks ie capital gains stocks you want in tax deferred.
But again, I'm all sloppy right now so who knows
#obviously in 401k type accounts you might not have much choice and have to just go with it
This post was edited on 7/4/14 at 9:48 pm
Posted on 7/4/14 at 10:26 pm to Teddy Ruxpin
quote:
Maybe I've drunk too much today, but shouldn't this be opposite (for tax purposes). Tax efficient index funds/etfs like VTI in taxable accounts, with dividend individual stocks ie capital gains stocks you want in tax deferred.
My retirement plan doesn't allow you to buy individual stocks only invest in various funds. My individual stocks are buy and hold. The dividends do create some tax burden, but not all are dividend stocks. A lot are flyers I'm taking a swing for the fence with.
Posted on 7/4/14 at 10:59 pm to Teddy Ruxpin
You want to hold individual stocks in taxable accounts. The capital gains and dividends (for the most part) are taxed at a favorable rate. You can also take advantage of offsetting gains and ordinary income with capital losses if you buy a loser. If you buy a dud in a tax deferred account you can't offset or write off the loss.
Posted on 7/4/14 at 11:59 pm to BJ titsnbeer
Ah ya, tax harvesting. Told you I was drinking 
This post was edited on 7/5/14 at 12:00 am
Posted on 7/5/14 at 2:00 am to Teddy Ruxpin
Not seeing any bitcoin exposure in that portfolio 
Posted on 7/5/14 at 3:57 am to GenesChin
quote:
Not seeing any bitcoin exposure in that portfolio
Those would be in the secret offshore accounts.
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