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re: So I got my letter from my healthcare company
Posted on 4/1/14 at 6:24 pm to Alahunter
Posted on 4/1/14 at 6:24 pm to Alahunter
quote:
I don't. But since January, I've been forced to have it. And in the process, pay 60% more in premiums a month, and saw my OOP and yearly deduct. go from $750/$1500 to $2,000/$6,000. Forward... or some shite.
ftr, this is how insurance works. Pooling of the resources. You might not need it now, but maybe in the future you will.
I get why you don't like it, and I am not a fan of obamacare. Obama didn't invent the model of shared risk, he just mandated that you participate.
5
Posted on 4/1/14 at 6:25 pm to Hawkeye95
quote:
ftr, this is how insurance works
No. It's not. Insurance calculates risk and puts people into categories and adjusts prices based on this. Obamacare strips that completely away and that's why you have the shitshow going on now.
Posted on 4/1/14 at 9:48 pm to Hawkeye95
quote:
ftr, this is how insurance works. Pooling of the resources. You might not need it now, but maybe in the future you will.
No it's not. Forcing insurance to take high risk pt's with preexisting conditions is not insurance. It's redistribution plain and simple. If all the money spent on developing, passing, promoting, implementing and now administrating Oshitacare, we could have covered those people without destroying the system and fricking over 75% of the country.
Posted on 4/1/14 at 10:28 pm to Hawkeye95
quote:Nope. You're describing redistribution. Not insurance. You are confused, or ignorant. I won't guess.
ftr, this is how insurance works. Pooling of the resources.
This post was edited on 4/1/14 at 10:29 pm
Posted on 4/2/14 at 12:49 am to Hawkeye95
quote:
quote:
I don't. But since January, I've been forced to have it. And in the process, pay 60% more in premiums a month, and saw my OOP and yearly deduct. go from $750/$1500 to $2,000/$6,000. Forward... or some shite.
ftr, this is how insurance works. Pooling of the resources. You might not need it now, but maybe in the future you will.
I get why you don't like it, and I am not a fan of obamacare. Obama didn't invent the model of shared risk, he just mandated that you participate
Sorry, but there is no time that he would ever need that... isn't his future baby momma supposed to have that coverage, by law? Telling a man that he has to have maternity coverage is lunacy.
Posted on 4/2/14 at 10:09 am to Hawkeye95
quote:
ftr, this is how insurance works. Pooling of the resources. You might not need it now, but maybe in the future you will.
You obviously don't understand insurance.
He is insuring himself against certain actions . . . not all medical issues that occur across the spectrum of people in the U.S.
He has no need for maternity insurance because he can't get pregnant.
It's the same reason you can get liability, collision, UM, etc. for car insurance without getting full coverage.
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