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Started By
Message
So I got my letter from my healthcare company
Posted on 4/1/14 at 5:17 pm
Posted on 4/1/14 at 5:17 pm
Which is shocking because I have full coverage. Maternity, psych, child care, etc. ADP (the payroll provider for 1 in 6 employees in the US) sent letters to everyone telling us our insurance will likely change.
Awesome news. Can't wait to see what I'll be paying here shortly. Between me and my employer we pay ~$1200 / month for it now.
And I can't wait for mid-term elections.
I'm not voting for a single incumbent. frick 'em all.
Awesome news. Can't wait to see what I'll be paying here shortly. Between me and my employer we pay ~$1200 / month for it now.
And I can't wait for mid-term elections.
I'm not voting for a single incumbent. frick 'em all.
Posted on 4/1/14 at 5:19 pm to gatorrocks
YOU'LL GET BETTER HEALTHCARE!!!!!!!!!!!!
YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!
YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!
Posted on 4/1/14 at 5:20 pm to upgrayedd
quote:
YOU'LL GET BETTER HEALTHCARE!!!!!!!!!!!!
YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!
That would be welfare for the middle upper class, wouldn't it?
Posted on 4/1/14 at 5:23 pm to upgrayedd
quote:
YOU'LL GET BETTER HEALTHCARE!!!!!!!!!!!!
YOU'LL QUALIFY FOR SUBSIDIES!!!!!!!!!!!!
You left out this one -
Your old plan was crap anyway !!!!!!!!
Posted on 4/1/14 at 5:23 pm to Pinecone Repair
quote:
You left out this one -
Your old plan was crap anyway !!!!!!!!
Mea culpa
Posted on 4/1/14 at 5:27 pm to Pinecone Repair
quote:
Your old plan was crap anyway !!!!!!!!
Well. I think ANY plan is shite now.
Posted on 4/1/14 at 5:56 pm to gatorrocks
quote:
Maternity, psych, child care
If you're an unmarried adult male, why in the hell do you need any of this?
Posted on 4/1/14 at 6:19 pm to Sentrius
quote:
Maternity, psych, child care
If you're an unmarried adult male, why in the hell do you need any of this?
I don't. But since January, I've been forced to have it. And in the process, pay 60% more in premiums a month, and saw my OOP and yearly deduct. go from $750/$1500 to $2,000/$6,000. Forward... or some shite.
Posted on 4/1/14 at 6:22 pm to gatorrocks
Kaiser says the average cost is $16,351 in 2013. You are below average cost.
Congrats.
Congrats.
Posted on 4/1/14 at 6:24 pm to Alahunter
quote:
I don't. But since January, I've been forced to have it. And in the process, pay 60% more in premiums a month, and saw my OOP and yearly deduct. go from $750/$1500 to $2,000/$6,000. Forward... or some shite.
ftr, this is how insurance works. Pooling of the resources. You might not need it now, but maybe in the future you will.
I get why you don't like it, and I am not a fan of obamacare. Obama didn't invent the model of shared risk, he just mandated that you participate.
Posted on 4/1/14 at 6:24 pm to matthew25
quote:Link?
Kaiser says the average cost is $16,351
Posted on 4/1/14 at 6:25 pm to Hawkeye95
quote:
ftr, this is how insurance works
No. It's not. Insurance calculates risk and puts people into categories and adjusts prices based on this. Obamacare strips that completely away and that's why you have the shitshow going on now.
Posted on 4/1/14 at 6:30 pm to Alahunter
quote:
No. It's not. Insurance calculates risk and puts people into categories and adjusts prices based on this. Obamacare strips that completely away and that's why you have the shitshow going on now.
No, its really how insurance works, pooling of risks.
Obamacare's problem is they are trying to engineer this complicated system to promote certain goals. The more complicated the system the more distorted the results are. Look at our tax code.
Single payer would have been much more straightforward and less of shitstorm, this is like single payer while offering private companies the ability to participate.
It just too complicated and too many disincentives.
Posted on 4/1/14 at 6:43 pm to Hawkeye95
quote:It is how actuarial analysis works when actuaries are instructed to eliminate all variables, which is to say it is how socialism works. Obamacare has little resemblance to insurance in a truly capitalistic democracy.
No, its really how insurance works, pooling of risks.
Posted on 4/1/14 at 6:50 pm to gatorrocks
quote:
I'm not voting for a single incumbent. frick 'em all.
Except for the R's. Gotta vote for them to keep the D's out, right?
Posted on 4/1/14 at 6:54 pm to Hawkeye95
(no message)
This post was edited on 4/1/14 at 6:57 pm
Posted on 4/1/14 at 7:56 pm to gatorrocks
quote:
I'm not voting for a single incumbent.
Pretty sure your Representative is a conservative. He voted against Obama Care. Would you rather see some scumbag like Alan Grayson win his seat because you are randomly voting against people who may well have had your best interest in mind.
Vote wisely, my friend.
Posted on 4/1/14 at 9:39 pm to Sentrius
quote:
If you're an unmarried adult male, why in the hell do you need any of this?
I'm married with two kids BUT we're done having kids. I'd like to get rid of maternity. One, because it's an extra $100 / month or so. Two, because it's shite coverage.
Any maternity coverage where you actually PAY for the insurance is shite. Medicaid... You's fully covered!
Posted on 4/1/14 at 9:41 pm to Asgard Device
quote:
Except for the R's. Gotta vote for them to keep the D's out, right?
Nope. The R's are too fricking weak to do anything. They need new leadership. The weak arse R's in there are too afraid to do shite.
Absolutely no backbone.
Posted on 4/1/14 at 9:43 pm to LSUwag
quote:
Would you rather see some scumbag like Alan Grayson win his seat because you are randomly voting against people who may well have had your best interest in mind.
The day Alan Grayson gets my vote is the day I kill myself.
And believe me... If John Boehner was from my district, I'd be voting for anyone but him. Guy is a hack.
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