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Posted on 3/3/14 at 8:59 pm to crazyhorsedog
lol if you actually keep a significant amount of money in a checking account
Posted on 3/3/14 at 8:59 pm to blueboy
quote:
Seriously. Regardless of amount, any surplus cash that isn't doing work for you is pointless.
Technically speaking you are correct. However, with rates as low as they currently are there is little option without tying the funds up for a period of time. Savings doesn't pay enough to keep funds versus a checking. Interest checking accounts or money markets earn about the same interest rate as a savings unless you have 100k or so.
Not much for options unless you can do without the funds for a period of time.
Posted on 3/3/14 at 9:02 pm to Salmon
quote:
why the frick would I keep $44k in my checking account?
I was at a bar in BR using the ATM one time. The receipt that was left in the ATM had something like $280k in the checking account.
I couldn't help but think how stupid it would be to not have that in some sort of investment account, then I realized his investment account probably had a lot more.
This was at a realitively shitty bar in BR also.
Posted on 3/3/14 at 9:03 pm to absolute692
Nobody needs instant access to 280k.
Posted on 3/3/14 at 9:05 pm to Chillini
Degenerative high stakes gambler, maybe?
Posted on 3/3/14 at 9:09 pm to southernelite
quote:
Degenerative high stakes gambler, maybe?
Possible. More likely is some ignorant low life that lucked into an inheritance and will have it all blown by Thanksgiving.
Posted on 3/3/14 at 9:10 pm to prostyleoffensetime
quote:
Senior in college is the fricking worst. You're about over the college life and ready for a big boy job, but you have to finish your degree. So, you're just kind of hanging out, broke as shite, waiting to gtfo and start your job. Or at least that's what most of my senior year was like.
Current senior. Can confirm.
Worst part is my capstone class requires service work. Like.. A lot of it. So I have a job where I don't get paid.. Plus school.. So I only work 20 or so hours a week. Sooooo poor.
Posted on 3/3/14 at 9:23 pm to crazyhorsedog
Least = -$900 b/c some stripper hit me up for a $700 tip
Most = $37k buying a truck and got paid a day before
Most = $37k buying a truck and got paid a day before
Posted on 3/3/14 at 9:24 pm to crazyhorsedog
Business account
-2500
98,500
-2500
98,500
Posted on 3/3/14 at 9:28 pm to TigahRag
1) why do people think it's ok to ask about someone's personal finances?
2) why do some people actually respond?
3) which group is worse?
2) why do some people actually respond?
3) which group is worse?
Posted on 3/3/14 at 9:31 pm to crazyhorsedog
The least? True story - my bank once told me I had negative $999,999,976.82
I'd lost my checkbook and back in those days the way they put a hold on an account was to fill it with negative nine's all the way across. And I'd made a small deposit since then.
A week later I got some mail saying I was overdrawn almost a billion dollars.
I went down to the branch and got it straightened out. Told the teller than if I'd really overdrawn that much money I'd be on a beach somewhere they couldn't find me.
I'd lost my checkbook and back in those days the way they put a hold on an account was to fill it with negative nine's all the way across. And I'd made a small deposit since then.
A week later I got some mail saying I was overdrawn almost a billion dollars.
I went down to the branch and got it straightened out. Told the teller than if I'd really overdrawn that much money I'd be on a beach somewhere they couldn't find me.
Posted on 3/3/14 at 9:44 pm to Rebel
It's all entertaining .. But group 2, with their exaggeration over income, lifestyle, ACT score, college degrees, college offers, high school sports accomplishments, 40 times, 92 MPH fastballs, and ability to dunk a basketball, despite 6'0" or less vaillaness, etc. continue to amaze and entertain ..
Posted on 3/3/14 at 9:48 pm to crazyhorsedog
Least: very close to zero
Most: a crapload after selling a house and making a fat profit, which is now back into a new house
Most: a crapload after selling a house and making a fat profit, which is now back into a new house
Posted on 3/3/14 at 9:49 pm to crazyhorsedog
i wanna say after Katrina at one point I had approx $200k in my checking account.
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