re: Resolved: Obamacare Is Now Beyond Rescue

quote:

---

Oenophile Brah

---

You are exactly right ... based on what we're hearing internally as well.


For an individual ... may not see much.


For an individual with a family of 5 ... FUUUUUCCCCTTTTT.


And that is a damn shame.



Very good people... hard working people ... who never asked for anything other than to be left alone to work hard and provide...WILL SUFFER....because of Obama and the Democrats.

GAME OVER.

quote:

---

Premiums are going up for all. Many companies will eat some of the employee increase but shift a larger portion of the burden on additional family members to the employee.

This is where the bloodshed will come from.

---

Bingo. Right now, employers aren't saying anything bc there's not much you can say. We don't really have much of an idea of what 2015 benefits will look like. Most of us are operating on 2 game plans - one being if the mandate is delayed again, another if it's not. However, there will be a point fairly soon that we are no longer able to do this and the cost increases will demand changes. Those changes will hit families hard. Very hard.

quote:

---

While you're correct about individual policies being largely unchanged, the major differences will come in family policies.

Premiums are going up for all. Many companies will eat some of the employee increase but shift a larger portion of the burden on additional family members to the employee.

---

My company already made the adjustments to be compliant with Obamacare, because they knew they would have to any way. So our rates have gone up. Before, my policy covered short term disability. Now that my company complied with Obamacare, i have to pay out of pocket for STD, and my contributions to health insurance have increased 40%. Luckily my company ate most of the cost, but it is very damaging for companies.

My company is large enough to sustain, but any more and we'll start seeing less raises, less bonuses, etc...

All to have shittier coverage. Thanks Obamacare.