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re: Credit Card Rewards and Points Discussion

Posted on 1/9/20 at 11:09 am to
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96081 posts
Posted on 1/9/20 at 11:09 am to
quote:

I’m disappointed in the fee increase and I’m looking at alternatives but I’m not sure it’ll cause me to downgrade or cancel. The 1.5 travel credit is hard to beat. Seems like the break even travel spend on the card is $1,050, which is really easy to do in a year.


Is it even that high? You still get $300 in travel credits each year effectively making the AF $250 right?
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
120083 posts
Posted on 1/9/20 at 11:14 am to
quote:

Is it even that high? You still get $300 in travel credits each year effectively making the AF $250 right?


Well, it was $150, which was cheaper.

I'm not that savvy on how to transfer to partners, but I do understand if you find a $1K plane ticket and can get it for 50K points or something that is a better deal than booking via the UR portal, but it seems to me for the less savvy or less traveled, the 1.5 is a good perk.
Posted by CajunTiger92
Member since Dec 2007
2821 posts
Posted on 1/9/20 at 2:41 pm to
quote:

Is it even that high? You still get $300 in travel credits each year effectively making the AF $250 right?


You have to make up a total of $550. You need to spend $300 in travel to get 300 back. So there is $300 of the $550. The 1.5x points gives you a 1/3 discount of travel booked through there service, assuming you have enough points. So if you spend $750, it will only cost you $500. A savings of $250. Adding up what you have to spend on travel is $1050 to break even on the card.
This post was edited on 1/9/20 at 2:42 pm
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