Teddy, here's my deal

-23
-Graduated in May
-Been working since July as an electrical engineering consultant
-Lots of international work, expenses reimbursed
-Want a credit card with points and shite so that I'm getting something off my expenses. Been paying with debit card smh
-Have an AMEX gold premier rewards on my parents' account that I pay off every month. -3 credit reports have me ranging from 722-794

Denied for Amex Blue Cash Preferred and Chase Sapphire Preferred. Both said not enough accounts/not long enough history

What's something I can get for sure to get some credit? Kinda pissed off lol

This post was edited on 12/7/16 at 9:43 pm

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Posted by TigerTatorTots

The Safeshore

Member since Jul 2009

80835 posts

Posted on 12/7/16 at 9:46 pm to Carson123987

quote:
Been paying with debit card smh

With the amount of traveling you have done, you have probably already missed out on a few free plane tickets worth of rewards

ETA: Chase Freedom is a good beginner card that usually gets approved but Teddy probably knows better ones out there for travel rewards

This post was edited on 12/7/16 at 9:48 pm

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Posted by GenesChin

The Promise Land

Member since Feb 2012

37708 posts

Posted on 12/8/16 at 8:23 am to Carson123987

quote:
Chase Sapphire Preferred. Both said not enough accounts/not long enough history

You call their reconsideration line? If you have the income, you may be able to get them to change their mind

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Posted by LordoftheManor

Member since Jul 2006

8371 posts

Posted on 12/10/16 at 9:41 am to Carson123987

quote:
What's something I can get for sure to get some credit? Kinda pissed off lol

I'm a medical student and had no credit; I applied for the AMEX Every Day credit card, got it and used it for a few months. I was then approved for the Capital One Venture Card. No regrets so far.

I needed to build up miles fast for interviews next year, so that would be my suggestion to you.