Well if the yearly fee is $145 you have to spend $14,500 MAX to break even. If you start to include double and triple points realistically you are looking at spending $10,000 to break oven on the annual fee.

I personally think the travel benefits the gold amex offers along with the points makes the card more than worth it.

What does the platinum offer regarding travel benefits that the gold doesnt? They offered me the platinum but I decided I wouldn't make up the $300 difference based on the benefits. May need to rethink that.

To the OP, I think you would be hard pressed to break even on both of the cards in a given year just based on the rewards/annual fees. Granted a lot of the benefits are hard to put a $ amount to.

This post was edited on 1/13/14 at 11:02 am

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Posted by htownjeep

Republic of Texas

Member since Jun 2005

7612 posts

Posted on 1/13/14 at 11:21 am to hiltacular

quote:
To the OP, I think you would be hard pressed to break even on both of the cards in a given year just based on the rewards/annual fees. Granted a lot of the benefits are hard to put a $ amount to.

That's kind of what I was thinking. My fee was waived on the Gold originally so it's "free" until my year comes up due. So I'm really only paying for the Platinum.
I may keep both and reexamine in the fall. I can very easily see myself dropping one of them.

quote:
What does the platinum offer regarding travel benefits that the gold doesnt?

I've looked and there is really too many to list. There are huge amounts of perks with the Platinum. Hell, the Delta Sky Club access is worth the $450 easily just by itself. Lots of upgrades and other things to go with it that have much more than $450 in value if you travel.
Platinum
The Points Guy's take on the Platinum

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