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high deductible health plans

Posted on 6/25/13 at 3:37 pm
Posted by diat150
Louisiana
Member since Jun 2005
43683 posts
Posted on 6/25/13 at 3:37 pm
Anyone have a hdhp plan on their own not thru an employer? Id be interested in seeing some rates to compare vs the employer sponsored plan. What can I expect to pay for a family plan hdhp?

$1000a month for insurance is ridicilous.
Posted by Janky
Team Primo
Member since Jun 2011
35957 posts
Posted on 6/25/13 at 3:44 pm to
I cover myself, wife and 2 kids. I pay $579.59/month with a deductible of $5,600.
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 6/25/13 at 4:07 pm to
quote:

$1000a month for insurance is ridicilous.


For and family? All depends on the deductible you have. Mine was a little over $1600 a month for the wife and I with a 1K deductible.

Now, just for the wife with a $3600 deductible, is $350 a month.
Posted by Croacka
Denham Springs
Member since Dec 2008
61441 posts
Posted on 6/25/13 at 4:54 pm to
My company uses a HDHP but they contribute to an HSA to pay the deductible for you

Some HR guru figured this would save money in the long run probably
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