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re: Question About PMI/Home Buying (Update on pg 3)

Posted on 4/10/13 at 1:06 pm to
Posted by LETSGEAUX2
Member since Oct 2012
461 posts
Posted on 4/10/13 at 1:06 pm to
Is there a credit agency I can contact (beg) about having this blemish removed?

I don't know why I started browsing through houses online, now I'm depressed
This post was edited on 4/10/13 at 1:10 pm
Posted by Pilot Tiger
North Carolina
Member since Nov 2005
73181 posts
Posted on 4/10/13 at 1:10 pm to
quote:

Is there a credit agency I can contact about having this blemish removed?
I think the only way is for the creditor to remove it. You can always continue to try to talk to them and beg them even more. $200 was really the amount?? seems pretty ridiculous imo

quote:

I don't know why I started browsing through houses online, now I'm depressed
It depresses me too, mainly because of FHA loan limits and the 6 month reserve requirement
Posted by Cold Cous Cous
Bucktown, La.
Member since Oct 2003
15054 posts
Posted on 4/10/13 at 1:14 pm to
If you are paying $625 per month for a 3 BR house I would remain there as long as humanly possible. That is an insanely good deal if comparable homes in your area sell for $275K. And that's easily enough room for 3 people, even four people if one is a baby and doesn't take much space. Unless you live in a crackhouse I would stay put.
Posted by RidiculousHype
St. George, LA
Member since Sep 2007
10235 posts
Posted on 4/10/13 at 1:18 pm to
Don't pay PMI. Find a way to put down 20%.
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