re: Cash-out refi, best option for addition to house?

Dumb. You are paying a higher rate so that you can prepay?

I was with you until the bi weekly part.

Trust me, it's dumb as shite, but its something my wife was steadfast on. She wants house to be paid before retiring, that makes sense to her brain. It's 1900.00 a year. I get full reign of all other finances for 1900.00 a year. It's a f-ing bargain.