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re: Buying a house
Posted on 10/21/12 at 7:57 pm to wegotdatwood
Posted on 10/21/12 at 7:57 pm to wegotdatwood
Most first time homebuyers do not put 20% down. You will have to pay MI unless you do a VA loan. However, RD MI is very cheap if you can qualify for it. Owning a home is better than renting.
2
Posted on 10/21/12 at 8:04 pm to CajunTigerBabe
quote:
Owning a home is better than renting.
not always
Posted on 10/22/12 at 6:57 am to CajunTigerBabe
quote:
Most first time homebuyers do not put 20% down. You will have to pay MI unless you do a VA loan. However, RD MI is very cheap if you can qualify for it. Owning a home is better than renting.
How much is the upfront fee on the RD loan? You are still basically paying PMI, just paying it upfront rather than spreading it out. It can work better for some but the best is to just have 20% down.
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