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re: Is "walking away" from a mortgage wrong?
Posted on 10/11/12 at 12:02 pm to ItNeverRains
Posted on 10/11/12 at 12:02 pm to ItNeverRains
quote:
ITNEVERRAINS
Your wife is the one who broke the contract in this situation. I would never be the first one to break a contract unless left with no other choice.
Posted on 10/11/12 at 12:04 pm to AngryBeavers
quote:
Your wife is the one who broke the contract in this situation. I would never be the first one to break a contract unless left with no other choice.
But would you be the first one to jump on the asian midget pain train?
Posted on 10/11/12 at 12:10 pm to AngryBeavers
Comparing the wife>trained>Dwarf Asians analogy to walking away from a mortgage you have exhibited no inability to repay is a non-starter.
In the former example, the relationship between the two parties has been premanently altered via adultery.
In the latter, someone just "feels" like they don't want to pay anymore. Or "feels" unsafe.
I think many project moral or ethical obligations onto the idea of home ownership because maintaining said obligation is the key to being able to provide the shelter aspect of the food, clothing & shelter triumverate.
Also, the resultant negative effect of a foreclosure is such that it would very well inhibit the ability to potentially provide all three things at the same rate they were previously.
Now, just like the discussion of abortion with exceptions for rape, incest & the health of the mother, there are exceptions in this subject as well.
If someone lost their job or a bread-winning spouse, or became disabled? Of course their lives have been impacted and as such, "walking away" is an understandable response that can be easily justified.
But a house is not a bad haircut. If you decide you "don't like it" and just want to walk away, there are serious consequences. Rightfully so.
But ethics and morals play a part in almost any transaction or choice with human beings. To say that they aren't involved is sort've idiocy on SFP's part.
In the former example, the relationship between the two parties has been premanently altered via adultery.
In the latter, someone just "feels" like they don't want to pay anymore. Or "feels" unsafe.
I think many project moral or ethical obligations onto the idea of home ownership because maintaining said obligation is the key to being able to provide the shelter aspect of the food, clothing & shelter triumverate.
Also, the resultant negative effect of a foreclosure is such that it would very well inhibit the ability to potentially provide all three things at the same rate they were previously.
Now, just like the discussion of abortion with exceptions for rape, incest & the health of the mother, there are exceptions in this subject as well.
If someone lost their job or a bread-winning spouse, or became disabled? Of course their lives have been impacted and as such, "walking away" is an understandable response that can be easily justified.
But a house is not a bad haircut. If you decide you "don't like it" and just want to walk away, there are serious consequences. Rightfully so.
But ethics and morals play a part in almost any transaction or choice with human beings. To say that they aren't involved is sort've idiocy on SFP's part.
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