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re: Financing vs. cash
Posted on 7/8/12 at 3:58 pm to yellowfin
Posted on 7/8/12 at 3:58 pm to yellowfin
quote:
penfed is doing 1.5% right now, no reason to pay with cash when you can get basically free money
If he can qualify for that rate, I agree and that is what I would do so I could use the cash to invest rather than buy a depreciating asset like a car. In fact, I have my HELOC with Penfed and have generally been pleased with them, enough so that I just applied for a refi on the mortgage itself with them.
Again though the key is use the cash roductively, borrowed or not.
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