re: I'm getting bored with day trading. So, I'm going to create...

I'm having some fun with you, although I could have bought her one with portfolio returns in January. She wants a VW EOS hard top, I keep deflecting to the future but will give in one day. I have my eye on an A7, maybe one day but it would have to be through a friend that buys at auctions. Then again, probably not.

In taxable the dividends go into cash as I don't feel like keeping up with a lot of transactions/small share purchases on a cost basis consideration, then wait on better investing opps. In tax deferred sometimes reinvest, sometimes go to cash, depends on if asset allocation is getting out of whack or not.