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re: credit score

Posted on 5/3/10 at 5:36 pm to
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 5/3/10 at 5:36 pm to
Honestly I doubt it's worth the trouble. Just apply for whatever you are going to apply for. At some point they will run your credit report. If you are turned down they are required to give you your score. If you are accepted they aren't obligated to but generally will anyway if you ask.
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38649 posts
Posted on 5/3/10 at 9:41 pm to
quote:

If you are turned down they are required to give you your score.


I thought they are obligated to give you just your report, not your score.

Posted by HeadyMurphey
Los Santos
Member since Jan 2008
17195 posts
Posted on 5/4/10 at 7:31 am to
quote:

If you are turned down they are required to give you your score


Incorrect. They are required to give you the decline reasons, not the score. A decline letter will say what you requested and normally up to 3 reasons why you were declined and the bureau they used if you would like to contact them.
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