homebuyers

Ok, I will! Thanks!!



Oh, WAIT!!! I don't have a mortgage....my house is paid for. FML!!!

They can do better than a 4.8% rate right now?

5.2% you should be able to do better than that

Well, I got my rate lock 2 weeks ago. Think I can change this?

I am no mortgage guy but I did have a client lock in 4.8% last week and was a 30 year fix I believe...probably just depends who you are going through and what means they have of shopping rates

I always tell everyone to always look at getting 2-3 quotes and let them battle it out

Typically builder (if new) will want you to go through his financing or try to give you some bull that you can't get the upgrades or same deal if you don't go through his financing but they always cave

I think if break your "lock in rate" they will keep whatever money you put down to secure the loan...typically they are willing to work to make it happen

I got a rate of 5.0 for an FHA loan. 4.75 with 1 point. Rates be very very low.. Now just need to find a place so I can lock in that rate..

i love how the 4.9 rate came back in trend the last month. havent seen a rate priced like that in 2 years then BAM everyone has a 4.9% rate. to tell you the truth the banks when you take that rate. they get paid more for rates like that. the rate should either be 4.875% or 5% .but you the consumer doenst want 5% you want something with a 4 infront of it so BAm 4.9% ...which is basically 5% ..you have to love the american consumer