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The XRP Hype
Posted on 12/17/25 at 2:01 pm
Posted on 12/17/25 at 2:01 pm
Anybody fall for it??
6
Posted on 12/17/25 at 2:18 pm to WC HICK
my cost basis is .33, so am I good ?
Posted on 12/17/25 at 4:08 pm to Zilla
quote:
my cost basis is .33, so am I good ?
aye it all depends on when you got in...
My baw who tried to convince me to liquidate some precious metals to buy XRP (I didn't do it) back in April will no longer answer my calls
Posted on 12/17/25 at 4:30 pm to WC HICK
Posted on 12/18/25 at 10:59 am to WC HICK
I'll monitor the big price drop tonight after Japan hikes its rates. Will buy into some rail and AI token projects during the dip and see where the chips stack in the next 5+ yrs.
Posted on 12/18/25 at 3:02 pm to WC HICK
i've been paying attention to XRP for the better part of the year and I don't think I could have been captivated by its following in the gymnastics people go through to argue its merits - no matter what reality is.
All investors move goal posts; all investors overdramatize their investment - but this is such another level.
I got interested when someone tried to explain to me how iso 20022 was effectively going to mandate the use of XRP, even though it has absolutely nothing to do with it in any shape or form. First in June when the US would switch over then it was gonna be November when the rest of the world switched over. It was just fascinating. All this talk about them replacing Swift .... and the fact that anyone would use a speculative asset as ODL - it is just amazing. The latest argument of the collapse of the Japanese reverse carry trade, causing a liquidity crunch that for the first time in the history of mankind will drive people to a speculative of asset like XRP - I just don't get how people buy this
All investors move goal posts; all investors overdramatize their investment - but this is such another level.
I got interested when someone tried to explain to me how iso 20022 was effectively going to mandate the use of XRP, even though it has absolutely nothing to do with it in any shape or form. First in June when the US would switch over then it was gonna be November when the rest of the world switched over. It was just fascinating. All this talk about them replacing Swift .... and the fact that anyone would use a speculative asset as ODL - it is just amazing. The latest argument of the collapse of the Japanese reverse carry trade, causing a liquidity crunch that for the first time in the history of mankind will drive people to a speculative of asset like XRP - I just don't get how people buy this
This post was edited on 12/18/25 at 3:08 pm
Posted on 12/25/25 at 11:17 pm to igoringa
Posted on 12/25/25 at 11:20 pm to Kjnstkmn
Surveillance state wurr ya at?
Posted on 12/26/25 at 12:14 pm to igoringa
There was a large thread that labored on for months. I pretty much tuned out when people started claiming XRP’s intrinsic value could reach multiples of the entire world’s net wealth.
All that money at stake and the likes of JP Morgan would choose to purchase XRP from Ripple as opposed to just creating their own in house alternative?
All that money at stake and the likes of JP Morgan would choose to purchase XRP from Ripple as opposed to just creating their own in house alternative?
This post was edited on 12/26/25 at 12:15 pm
Posted on 12/26/25 at 12:18 pm to Kjnstkmn
Yes the entire system is absolutely going to be on chain and powered by blockchain systems. It is just not gong to be XRP. Never was going to be XRP; never will.
Swift is going on chain, not XRP. DTCC is going on chain, not XRP. JP Morgan has their own internal chain that dwarfs XRP in volume already.
Hell US banks cannot even directly use XRP without violating AML and KCY rules (as the creator of XRP even states). I mean I am not sure how many facts are needed to dispel with concept.
Swift is going on chain, not XRP. DTCC is going on chain, not XRP. JP Morgan has their own internal chain that dwarfs XRP in volume already.
Hell US banks cannot even directly use XRP without violating AML and KCY rules (as the creator of XRP even states). I mean I am not sure how many facts are needed to dispel with concept.
Posted on 12/27/25 at 8:52 am to igoringa
I have followed it for a year or so; never bought it. My brother bought in and drank the kool-aid. There is a hype machine behind this. Lots of unfounded claims and projections thru the roof.
Posted on 12/27/25 at 9:25 am to KWL85
that is what amazes me about it - the hype train and pyschology. The outlandish rumors and assumptions. When i was first told of it the focus was Japan was already using it full swing with the rest of the world switching (july this year and november). Luckily as a public blockchain that massive japanese use would be self evident on xrpscan or the like. when asked where i can see the transactions - crickets. Then on to the next myth. Fascinating how many otherwise rational people buy into it.
Posted on 12/30/25 at 7:50 am to igoringa
The theory is Ripple XRP has a public and private ledger's that will eventually merge, so if banks were transacting on a private ledger you wouldn't see those on XRPscan.
ps. i'm not saying i believe this but that's the theory
ps. i'm not saying i believe this but that's the theory
Posted on 12/30/25 at 8:29 am to Fanatics
Does their unspoken problem remain? They’re headquartered in a shady tax haven, which makes it unlikely they’ll ever obtain regulatory compliance in order to realistically put those pieces together?
Posted on 12/30/25 at 8:38 am to lsuconnman
I'm not following you, San Francisco?
Posted on 12/30/25 at 9:34 am to Fanatics
quote:
The theory is Ripple XRP has a public and private ledger's that will eventually merge, so if banks were transacting on a private ledger you wouldn't see those on XRPscan. ps. i'm not saying i believe this but that's the theor
impossible - 1) all tokens are accounted for on private ledger. 2) Schulz the Ripple CTO and inventor has dispelled this myth several times as 3) that would defeat the entire purpose of a blockchain settlement mechanism. Never mind the banks are primarily public companies and would have to disclose in multiple places any material accumulation of any crypto or asset. in other words - impossible
Posted on 12/30/25 at 9:36 am to lsuconnman
tax haven wise you might be confusing them with tether. they started in vancouver and have been sf for awhile. million reasons xrp is a joke but that is not one of them
Posted on 12/30/25 at 9:55 am to igoringa
I thought they were the Virgin Islands.
Posted on 12/30/25 at 10:43 am to WC HICK
The day crypto scams finally swirl the drain will be a great day for humanity
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