Started By
Message

i bought LMND today

Posted on 10/29/25 at 9:41 am
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 10/29/25 at 9:41 am
revenues are growing, adoption is growing, chart looks interesting. earnings on 11/5. anyone else in this?

i just tried out the online interface and its pretty cool. all AI driven
Posted by bayoubengals88
LA
Member since Sep 2007
23479 posts
Posted on 10/29/25 at 9:53 am to
I've considered it several times.
I just don't know enough about it.
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 10/29/25 at 10:06 am to
its spotify, except for insurance not music.
they just signed a deal to offer "pay by the mile" insurance with tesla

chart:

This post was edited on 10/29/25 at 10:40 am
Posted by lsuconnman
Baton rouge
Member since Feb 2007
4459 posts
Posted on 10/29/25 at 4:02 pm to
Algorithms have been flooding my social media feeds with Lemonade stories the past couple days, so I think they’re aggressively pumping social media influencers to create some AI insurance tech meme status.

Good luck with it. The sharing premiums with a charity of your choice seems as crazy today as it did ten years ago.

I’m also puzzled by the recent excitement about AI decision making. People don’t even want to use it at a drive thru…yet they want it to make decisions after they experience a potentially life changing event?

Posted by bayoubengals88
LA
Member since Sep 2007
23479 posts
Posted on 10/30/25 at 6:48 am to
I followed you around $60 as I thought it may break out of the triple top.
I think I will hang around through earnings for the most part.
Just 54 shares, but calls of 11/21 $70 and Jan ‘27 $60.
Posted by BackLasher
Meauxbile, AL
Member since Nov 2005
1366 posts
Posted on 10/30/25 at 9:08 am to
I bought in at $110 before the crash in the stock. I am happy to see that it is recovering and hopefully, I will at least come out even. I think they have got their crap together and have a good business plan.

*Edit: bought in at 550 shares
This post was edited on 10/30/25 at 9:15 am
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 11/3/25 at 8:53 am to
up 8% on my buy so far. seeing that earnings can be volatile with this one, its a small position so i'm going to ride it out. i sold a dog to purchase this so far so good
Posted by TDFreak
Coast to Coast - L.A. to Chicago
Member since Dec 2009
8934 posts
Posted on 11/3/25 at 9:49 am to
Market is down. LMND is up.

Cup & handle formation on the two year chart. Heavily shorted.

Gotta think an earnings pop could result in a major short squeeze on Wednesday or even Tuesday PM.
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 11/3/25 at 10:13 am to
quote:

Heavily shorted.
2MM less than last earnings date though. price has seen wild swings around earnings. if it goes up i'll be happy if it dumps i'll probably buy more...i do think the company has massive potential
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
148228 posts
Posted on 11/3/25 at 10:21 am to
Sold at $16.45 early last year
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 11/5/25 at 8:33 am to
BOOM
Posted by bayoubengals88
LA
Member since Sep 2007
23479 posts
Posted on 11/5/25 at 8:36 am to
Yep. Congrats! and next quarter is supposed to be the big one!
I sold a couple of days ago, but we are still quite early.
This post was edited on 11/5/25 at 8:37 am
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 11/5/25 at 9:09 am to
LMND made me back half of what I lost overall yesterday. Very very welcome development
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 11/5/25 at 12:49 pm to
and now I’ve made it all back
incredible
Posted by TDFreak
Coast to Coast - L.A. to Chicago
Member since Dec 2009
8934 posts
Posted on 11/5/25 at 1:03 pm to
I thought earnings were tomorrow. Dang.

Jumped in pre-market before today's open and added some more in the first hour.

Quick buck made. Wish it could have been more.
Posted by CecilShortsHisPants
One Foty Fo uh uh Magnolia Screet
Member since Oct 2012
3684 posts
Posted on 11/5/25 at 1:10 pm to
Rare case of a poster suggesting a stock before the pop.
I didn’t buy, mainly because I’m making a STRONG effort to save cash right now
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 11/5/25 at 8:12 pm to
quote:

Gotta think an earnings pop could result in a major short squeeze on Wednesday or even Tuesday PM
25% of the float sold short. Almost 16MM shares. Just poking around it does not look like there’s been an increase in the number of shares available to short. I’m assuming that means shorts haven’t started covering yet despite the 35% spike today.

LINK

watching this is will be a learning experience for sure
This post was edited on 11/5/25 at 8:25 pm
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 12/11/25 at 11:08 am to
new 52wk high this morning
small position but i'm up 50% thus far

LMND is an interesting company, banking on the concept of infinite scalability...that is, "what if revenues could grow infinitely with near zero additional overhead?" not to go all tesla-bro, but the test case here is insurance, what comes after that is what matters
Posted by lsuconnman
Baton rouge
Member since Feb 2007
4459 posts
Posted on 12/11/25 at 11:23 am to
I still can’t figure out the excitement. There’s a humongous backlash and lawmaker interest for companies like UNH using AI for its decision making. Yet, consumers seem happy to advocate the application to assess car wrecks.
Posted by cgrand
HAMMOND
Member since Oct 2009
46512 posts
Posted on 12/11/25 at 11:33 am to
i'm not aware of any regulatory issues. but the simplest explanation is this...AI agents are by definition faster, more efficient, more accurate, and more consistent than human brains in the "math" of assessing risk, setting premiums, computing loss/claims, finding and eventually preventing fraud, etc. once in place and learning/doing, there's no upper limit to the volume they can handle. that volume equals revenue.

try the interface you'll see it in action...after you make your inputs you get an actionable quote almost instantly. in reviewing customer feedback theres a clear affinity for this...the human factor (subjectivity) is removed. you know what you are getting, the rules are clear, the claims process can take seconds to start and complete. AI is not reviewing your car for damage, it is processing your claim within the limits of your policy and still relying on the estimate from your body shop. what it IS doing is learning from past claims...that data is instantly and permanently available to the bot to assess "reasonableness" and not at all dependent on whether a human claims adjuster is having a bad day...it's agnostic
first pageprev pagePage 1 of 2Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram