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Started By
Message
New Construction House Insurance
Posted on 9/11/25 at 5:25 pm
Posted on 9/11/25 at 5:25 pm
I haven’t started getting quotes yet but how much can I expect for a year for insurance on a new construction valued at $425000?
5
Posted on 9/11/25 at 5:31 pm to WHS
4500.
Posted on 9/11/25 at 5:55 pm to jfw3535
My house is similar price, initially it was 3500, then 4500, then 5500. But I also have 2k deductibles for everything and it’s in Nola area
Posted on 9/11/25 at 5:58 pm to jsk020
I’m in Washington Parish so I would imagine it’s cheaper right?
Posted on 9/11/25 at 6:14 pm to WHS
Probably but don’t be surprised when the quote is low but every year it goes up 50%
Posted on 9/11/25 at 7:05 pm to WHS
quote:
haven’t started getting quotes yet but how much can I expect for a year for insurance on a new construction valued at $425000?
Nowhere near enough info man.
Posted on 9/11/25 at 9:46 pm to WHS
I recently closed on a new construction loan. I figured insurance was paid by the builder until completion. I am usually on top of everything, but I dropped the ball miserably. I have insurance now but its expensive.
I think the $4000 ballpark for you is close.
I think the $4000 ballpark for you is close.
Posted on 9/12/25 at 3:09 pm to WHS
I have Progressive. House was built in 2022 in Prairieville.
Dwelling - $502,000
Other Struct. - $10,000
Personal Prop - $150,600
Loss of use - $50,200
Personal Liability - $300,000
Medical to others - $5,000
$2,854 per year.
Dwelling - $502,000
Other Struct. - $10,000
Personal Prop - $150,600
Loss of use - $50,200
Personal Liability - $300,000
Medical to others - $5,000
$2,854 per year.
This post was edited on 9/12/25 at 3:10 pm
Posted on 9/12/25 at 3:25 pm to AaronDeTiger
I have progressive cat insurance I’ll check them out
This post was edited on 9/12/25 at 3:26 pm
Posted on 9/14/25 at 7:54 am to WHS
quote:
I have progressive cat insurance
I know those fur babies need their vet coverage. Didn’t know Progressive did pet insurance?
Posted on 9/14/25 at 8:12 am to Tarps99
lol yep! Car insurance too!
Posted on 9/14/25 at 3:02 pm to WHS
Between 4,000 and 6,000 but check to see if terms include flood
Posted on 9/14/25 at 7:37 pm to WHS
quote:
I’m in Washington Parish so I would imagine it’s cheaper right?
You can find something around $2000/year. Far enough north to where you’ll have some solid options.
Posted on 9/14/25 at 8:04 pm to Slickback
Thank you!
Posted on 9/15/25 at 6:21 pm to Slickback
So far I have 3 quotes from 1100, 1300, and 2200 a year. I’m still waiting to hear back from progressive who I have all of my other insurance with.
The 1100 and 1300 have huge deductibles though for wind and hale.
The 1100 and 1300 have huge deductibles though for wind and hale.
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