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In other news... Gov. Landry once again endorses outright theft in tort litigation - maybe

Posted on 6/11/25 at 6:23 pm
Posted by udtiger
Over your left shoulder
Member since Nov 2006
108520 posts
Posted on 6/11/25 at 6:23 pm
Vetoed SB231, which crazily says that plaintiffs can only recover their actual medical costs, and not the outrageous number their lawyer's doctor put on the bill.

ETA: this may be premature. I had been informed he had vetoed the bill, but it was actually a different bill. He has not vetoed this bill yet (at least as of this edit)
This post was edited on 6/11/25 at 7:18 pm
Posted by graychef
Member since Jun 2008
29578 posts
Posted on 6/11/25 at 6:25 pm to
So who’s gonna challenge him next go around?
Posted by TigerAllNightLong
Member since Jul 2023
767 posts
Posted on 6/11/25 at 6:30 pm to
That’s what happens when you elect a Democrat.
Posted by member12
Bob's Country Bunker
Member since May 2008
32705 posts
Posted on 6/11/25 at 6:34 pm to
I already decided I am voting against him almost right after he took office.
This post was edited on 6/11/25 at 6:35 pm
Posted by MintBerry Crunch
Member since Nov 2010
5509 posts
Posted on 6/11/25 at 6:44 pm to
The insurers might only make a couple billion next year. Sympathies.
Posted by lsuson
Metairie
Member since Oct 2013
14018 posts
Posted on 6/11/25 at 6:46 pm to
I’m a republican and he’s never getting my vote again
Posted by TutHillTiger
Mississippi Alabama
Member since Sep 2010
46482 posts
Posted on 6/11/25 at 6:46 pm to
It is completely unconstitutional anyway so if would have lasted 5 minute before Louisiana Supreme Court ruled it unconstitutional. It’s war political theater. So no one lost anything except dumb asses that thought it was real.

I hope a fricking 18 wheeler driven by a Mexican creams you or a member of your family and then tells you to go frick your self bro. You deserve it.

Louisiana law says you are responsible for fixing anything or anyone you frick up. Tell me what the frick is wrong with that? You got a better system mfer?

The theft is the money spent whoever tried to teach you anything in school. Money completely wasted

Posted by boosiebadazz
Member since Feb 2008
82908 posts
Posted on 6/11/25 at 6:46 pm to
If transparency to the jury is so important, why are insurers generally no longer allowed to be added as party defendants and named in the caption? They’re a separate juridical entity that has agreed to pay on behalf of the other defendants.

Why should that be hidden from the jury?
This post was edited on 6/11/25 at 6:54 pm
Posted by udtiger
Over your left shoulder
Member since Nov 2006
108520 posts
Posted on 6/11/25 at 6:49 pm to
quote:

It is completely unconstitutional anyway so if would have lasted 5 minute before Louisiana Supreme Court ruled it unconstitutional. It’s war political theater. So no one lost anything except dumb asses that thought it was real.

I hope a fricking 18 wheeler driven by a Mexican creams you or a member of your family and then tells you to go frick your self bro. You deserve it.

Louisiana law says you are responsible for fixing anything or anyone you frick up. Tell me what the frick is wrong with that? You got a better system mfer?

The theft is the money spent whoever tried to teach you anything in school. Money completely wasted


Completely unconstitutional?

Maybe of they tried to make it retroactive. Otherwise, you're a fricking idiot.

So you're saying you are entirled.to recover more than your actual damages? Sounds kinda punitive, which is NOT the purpose of tort law.

The purpose it to make the victim whole, not more than whole.
Posted by thejuiceisloose
Member since Nov 2018
5564 posts
Posted on 6/11/25 at 6:52 pm to
Gordon doing workkkkkkkkkk
Posted by udtiger
Over your left shoulder
Member since Nov 2006
108520 posts
Posted on 6/11/25 at 6:53 pm to
quote:

If transparency to the jury is so important, why are insurers generally no longer allowed to be added as party defendants and named in the caption? They’re a separate juridical entity that has agreed to pay on behalf of the other defendants.

Why should they be hidden from the jury?


The insurer of the tortfeasor is there because of the contact between them. Period.

Its existence has no bearing/relevance to: the fault of the parties or the damages suffered by the plaintiff, which is all that matters.
Posted by Rohan Gravy
New Orleans
Member since Jan 2017
19559 posts
Posted on 6/11/25 at 6:53 pm to

And we wonder why insurance rates are so high

Ambulance chasers make lots of money
Posted by Keltic Tiger
Baton Rouge
Member since Dec 2006
20738 posts
Posted on 6/11/25 at 6:54 pm to
Many plaintiff attys have contracts with some physicians, especially chiropractors, to where they will discount their charges to the atty but the attys presents the full costs when it comes time to settle. As most plaintiff attys front the medical costs......in big money cases... but claim the full, actual costs when it comes time to get their share of the settle money.
Posted by Drew1964
Member since Nov 2024
137 posts
Posted on 6/11/25 at 6:56 pm to
I didn’t vote for him and I’m a republican . John Schroeder . Couldn’t vote for that other yo-yo either.
Posted by boosiebadazz
Member since Feb 2008
82908 posts
Posted on 6/11/25 at 6:59 pm to
quote:

The insurer of the tortfeasor is there because of the contact between them. Period.


And Blue Cross paid a contracted rate on behalf of the plaintiff because of a contract between them and the plaintiff. Why are we telling the jury of the existence of one insurer and not the other?

quote:

Its existence has no bearing/relevance to: the fault of the parties or the damages suffered by the plaintiff, which is all that matters.


Neither does that fact that an insurer has accepted a premium to pay the judgment on behalf of the tortfeasor.

You want the substitute payor to be known on one side of the equation but not the other.
This post was edited on 6/11/25 at 7:00 pm
Posted by udtiger
Over your left shoulder
Member since Nov 2006
108520 posts
Posted on 6/11/25 at 7:01 pm to
quote:

And Blue Cross paid a contracted rate on behalf of the plaintiff because of a contract between them and the plaintiff. Why are we telling the jury of the existence of one insurer and not the other?


Because one has nothing to do with the value of the plaintiff's damages and one does.

Are you saying that the judgment value of a case for the same plantiff with the same injuries and treatment is different based on the amount of liability insurance available?
Posted by boosiebadazz
Member since Feb 2008
82908 posts
Posted on 6/11/25 at 7:10 pm to
I’m saying that the plaintiff suffered a diminution of his patrimony to secure the coverage from BCBS and the tortfeasor is capitalizing off that without some sort of remuneration for it.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
108520 posts
Posted on 6/11/25 at 7:15 pm to
quote:

I’m saying that the plaintiff suffered a diminution of his patrimony to secure the coverage from BCBS and the tortfeasor is capitalizing off that without some sort of remuneration for it.


That warrants a windfall?

If his insurance premium is 2k per month but he has 5 on his policy, his patrimony is only decreased by $400/month.

But, wait... is all of his premoum just for medical expenses related to the accident? Of course not. So now we're down to maybe half that, so $200 per month for his 2 years of treatment = $2400. I have no issue with that because that is actual damage suffered by the victim.

However, under current law, they can recover 40% of the difference between actual costs and billed charges. So let's say that same person has billed charges of $100k, but actual costs are $10000. Instead of $2400 "cost of procurement" he can recover $36K
This post was edited on 6/11/25 at 7:27 pm
Posted by TheFranchise
The Stick
Member since Feb 2005
6258 posts
Posted on 6/11/25 at 8:27 pm to
quote:

And Blue Cross paid a contracted rate


Udtiger and other pro-tort reform folks do not want lower premiums .

Why should the premiums I pay to BCBS benefit the tortfeasor or Progressive?

The bill basically shifts the burden of medicals onto the health insurer, creating further inefficiencies within the macro insurance market.

The summer of covid tort reform package and last year’s tort reform package have exhibited ZERO impact to auto insurance premiums. This one won’t either.

The auto insurance industry doesn’t care about claims costs. If they did, they wouldn’t waste so much defending clear cut cases.

Our insurance commissioner allows them to charge so much higher premiums that their profit margins are higher here than in most states.

We have more wrecks here per capita than most places. Our terrible roads and lack of any real traffic enforcement drive up the wrecks. You want meaningful change that may actually affect auto premiums? Start with legislation geared towards lowering the number of wrecks.
Posted by Wednesday
Member since Aug 2017
16561 posts
Posted on 6/11/25 at 8:36 pm to
The amendments to the direct action statute will end up fricking the insurance companies in the end. Straight up hubris.

Insurance premiums are high, because insurance companies charge whatever they want, and they engage in propaganda blaming “trial lawyers.”

Interesting that all of the laws they pass make it easier for them to avoid paying covered claims.

PS I do agree with amendments to the collateral source rule. One thing that “trial lawyers” do that actually does increase litigation expense is this unholy union with orthopedic surgeons and pain management doctors. Attys have gotten to the point where they finance the doctors so the bill can say whatever the lawyer wants to show the jury. That shite is shady AF
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