Dr Oz is an advocate

I’ll be following hopefully many opinions on the Advantage plan. I’m right on the cusp of enrollment. Lots of info floating around.

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What reasons? MA is better run than government plans and has more benefits.

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Limited options. Advantage plans take away some benefits in order to save costs and be cheaper. It’s usually benefits like skilled care which most people don’t think about unless they need it. Regular Mcare lets you go to any doctor or hospital with no prior authorization required. I worked in healthcare and saw people not have certain benefits that they needed. You also don’t have the issue of insurance companies and hospitals getting sideways with each other over negotiations. For example: Blue Cross of Tx got sideways with MD Anderson. Can you imagine being a cancer patient and being told you cannot go to that hospital anymore?

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MA is better run than government plans and has more benefits.

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Gap plans are better than Advantage plans but can get pricey as you get older

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I’ll be following hopefully many opinions on the Advantage plan. I’m right on the cusp of enrollment. Lots of info floating around.

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There are pro and cons to each. Straight Mcare will cost you more but it’s completely hassle free. Just have to get a separate prescription plan and a supplement. Advantage plans will save you money but may limit your options like any insurance company does. I can afford regular Mcare so I will not give it up.

If you haven’t already, get prepared for an onslaught of mail.

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I’ll be following hopefully many opinions on the Advantage plan. I’m right on the cusp of enrollment. Lots of info floating around.

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This

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I’ll be following hopefully many opinions on the Advantage plan

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Just Google it. You'll find plenty of stories about Medicare Advantage and how it worked out for sick people.

It seems the insurance industry is using Artificial Intelligence to determine what care you can and can't get, and there really isn't a process to challenge that.

If you are retired military and have “Tricare for Life”…you don’t need an advantage plan. Tricare for Life is your wrap around program that works with Medicare.

I see that part B is 185.00 a month in 26’ What’s the cost for part D ? If I chose to not got w Advantage . TIA.

This topic is too complicated to discuss on a chat site.. if you do not know differences between part a.. b d and differences between gap and advantage .. I would suggest you sign up and get a govt ss id and Medicare id.. then watch their videos.. you can get experts to guide you through at no cost but they will definitely lean toward a path and fwiw they will make money .. not from you but others..

And just google Medicare advantage problems .. you will get lots of real life examples to see and help you decide what is best for you.. some are shocking.

Also if you go on advantage early cause healthy and want to switch to traditional Medicare later in life when you need more care or have existing problems you can be denied.. but regardless of health issue you can not be denied traditional Medicare and gap the first time you enroll at 65