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Started By
Message
Freedom Mortgage
Posted on 10/21/24 at 2:29 pm
Posted on 10/21/24 at 2:29 pm
GMFS sold my loan to Freedom Mortgage. Anyone ever dealt with them and if so, how are they?
9
Posted on 10/21/24 at 2:44 pm to GeauxTigers1983
They've held my current mortgage for 11 years and I've had no problems with them. They paid most of our closing costs to refinance during Covid.
Posted on 10/21/24 at 3:11 pm to GeauxTigers1983
They do spam the shite out of you with mail and emails about cash out refinances etc but other than that no complaints 
Posted on 10/21/24 at 3:14 pm to fallguy_1978
quote:
They do spam the shite out of you
Lol. That's good to know. Thanks
Posted on 10/21/24 at 3:32 pm to GeauxTigers1983
Yeah one of my loans was sold to them last year. Seems fine, no issues making extra payments.
But they definitely ask every other email or sign in if you want to do cash out refinancing or to sign up for them to contact you special offers all the time
But they definitely ask every other email or sign in if you want to do cash out refinancing or to sign up for them to contact you special offers all the time
Posted on 10/21/24 at 4:18 pm to GeauxTigers1983
8 years, no problems. Pretty easy to work with. They will spam you about refinancing, HELOCs, etc.
They did want me to do an "EZ" refinance during covid. Basically, just lowering my APR for free without all of the extra work or closing costs. Kind of weird so I didnt. I should have.
They did want me to do an "EZ" refinance during covid. Basically, just lowering my APR for free without all of the extra work or closing costs. Kind of weird so I didnt. I should have.
Posted on 10/21/24 at 4:40 pm to GeauxTigers1983
Used them for a few years before mine was sold off. No issues
Posted on 10/21/24 at 4:42 pm to BadatBourre
quote:
They did want me to do an "EZ" refinance during covid. Basically, just lowering my APR for free without all of the extra work or closing costs. Kind of weird so I didnt. I should have.
I started a thread on here about the same thing during Covid wondering what the catch was. I ended up doing it. They kept my term the same and lowered my rate to 2.3%.
Posted on 10/21/24 at 5:34 pm to fallguy_1978
Yeah, I'm kicking myself for it. I could have saved quite a bit.
Posted on 10/21/24 at 5:45 pm to GeauxTigers1983
I have had them for quite a while. I got laid off during COVID and we had to do a mortgage forbearance with them and they were very easy to deal with. I don’t have any complaints.
Posted on 10/21/24 at 5:46 pm to GeauxTigers1983
quote:Honest question - what could they do that was bad? All the mortgages I ever had, I was utterly indifferent to who owned the paper in the end. I had the payments on auto pay and never thought twice about.
GMFS sold my loan to Freedom Mortgage. Anyone ever dealt with them and if so, how are they?
Posted on 10/21/24 at 5:48 pm to fallguy_1978
quote:
started a thread on here about the same thing during Covid wondering what the catch was. I ended up doing it. They kept my term the same and lowered my rate to 2.3%.
Refinanced with them as well. Painless. Very easy to deal with. I was concerned when my Mortgage was sold to them for some reason but no complaints at all
Posted on 10/21/24 at 6:44 pm to GeauxTigers1983
My loan was sold to them. No issues for me.
Posted on 10/21/24 at 6:49 pm to Big Scrub TX
quote:
Honest question - what could they do that was bad
Some mortgage companies have horrible customer service and are difficult to get anything done and late paying property taxes and insurance.
Posted on 10/21/24 at 7:20 pm to GeauxTigers1983
Never had an issue with them.
GMFS has been on a selling spree apparently.
They just sold my mortgage to Mr. Cooper
GMFS has been on a selling spree apparently.
They just sold my mortgage to Mr. Cooper
Posted on 10/21/24 at 7:47 pm to Big Scrub TX
My mortgage was sold several years ago. I received a notice my flood insurance had lapsed for failure to pay premiums. I called the mortgage company and they had determined on their own since I was in a X zone they wouldn’t pay the premium. At the time Hurricane Ivan was barreling across the gulf. I paid the flood myself to re-instate coverage and due to my low LTV was able to cancel my escrow all together. I then assumed responsibility to pay taxes and insurance on my own,
This post was edited on 10/21/24 at 7:49 pm
Posted on 10/21/24 at 11:34 pm to GeauxTigers1983
quote:I guess I've never had to "get anything done".
difficult to get anything done
quote:My current loan doesn't escrow, so I guess I would never notice such.
late paying property taxes and insurance.
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