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re: Great YT video "How the US Is Destroying Young People’s Future"
Posted on 5/7/24 at 1:55 pm to JiminyCricket
Posted on 5/7/24 at 1:55 pm to JiminyCricket
quote:
My personal favorite is "save up and buy your home in cash" guy.
Better advice would be to build equity in a starter home, marry a woman who did the same, and then use the equity you both built up to pay cash for all or most of the home you purchase together.
It really is quite easy to do.
This post was edited on 5/7/24 at 1:56 pm
Posted on 5/7/24 at 1:56 pm to poochie
lmfao you're so lost in space. y'all have to be trolling
Posted on 5/7/24 at 1:57 pm to DrrTiger
quote:
See, this is why you guys aren’t taken more seriously.
Don't piss on my shoes and tell me it's raining. You've had your nose so high in the air that if it rained, you'd drown since the start of this conversation.
quote:
Yes, you have some legitimate gripes
And you've recognized a total of none of them.
quote:
but you exaggerate it to such a degree that it’s hard to garner sympathy.
Kinda like your unwillingness to recognize that things are indeed tougher today than in your day? You're right, it does burn your sympathy credit.
quote:
Yet somehow, we don’t have millions of homeless millennials begging for food at every street corner. How is that possible?
Well since you're a moron, i'll tell ya.
1) Lots of folks have to live with their parents longer
2) Multiple roommates to split the bill
quote:
Is your argument that no realistic properties exist for a millennial family that isn’t 500 square feet and in the hood?
Lots of people are having issues even getting approved for loans with todays rates. So they're having to rent overpriced houses or apartments or live with mom and dad.
Posted on 5/7/24 at 1:57 pm to DrrTiger
quote:
but you exaggerate it to such a degree that it’s hard to garner sympathy.
Do you understand that maybe people exaggerate because Boomers underplay everything and take no responsibility?
Boomers think life is exactly the same. Decisions are exactly the same. Risks are exactly the same.
Posted on 5/7/24 at 1:58 pm to Louie T
quote:
lmfao you're so lost in space. y'all have to be trolling
i'm constantly told there's nothing
i'm bored and keep finding these nothings on zillow
how can i keep getting away with it????
Posted on 5/7/24 at 1:58 pm to imjustafatkid
quote:
My favorite is "pay cash for your home" guy.
quote:
Better advice would be to build equity in a starter home, marry a woman who did the same, and then use the equity you both built up to pay cash for all or most of the home you purchase together.
It really is quite easy to do.
quote:
imjustafatkid
Found him
Posted on 5/7/24 at 1:59 pm to Freauxzen
quote:
Boomers think life is exactly the same. Decisions are exactly the same. Risks are exactly the same.
Nothing has ever been exactly the same for anyone.
Posted on 5/7/24 at 2:00 pm to JiminyCricket
quote:
Found him
Nah, you just don't understand what I said.
Posted on 5/7/24 at 2:00 pm to Freauxzen
quote:
Do you understand that maybe people exaggerate because Boomers underplay everything and take no responsibility?
Boomers think life is exactly the same. Decisions are exactly the same. Risks are exactly the same.
These arseholes just said buying a home on single income and then marrying someone who was able to do the same so you can pay cash for your house is pretty much as easy as ordering a pizza.
I honestly don't know how you could be more out of touch.
Posted on 5/7/24 at 2:02 pm to JiminyCricket
quote:
These arseholes just said buying a home on single income and then marrying someone who was able to do the same so you can pay cash for your house is pretty much as easy as ordering a pizza.
No one said anything of the sort. You just don't understand how a starter house is an investment. You don't buy your forever home as your first house.
Posted on 5/7/24 at 2:02 pm to imjustafatkid
quote:
Nah, you just don't understand what I said.
I understand exactly what you said.
You said a single income man should buy a house and find a single income woman who did the same and get married and then pay cash for a home.
And you made it sound like it was so easy a caveman could do it.
Posted on 5/7/24 at 2:03 pm to Scruffy
quote:
That apartment is a financial black hole.
1000% upon further review. That bathroom and kitchen are atrocious and need major updating. If hypo grad could get it at $150/square foot maybe but at $354/square foot frick NO.
Posted on 5/7/24 at 2:03 pm to JiminyCricket
quote:
You said a single income man should buy a house and find a single income woman who did the same and get married and then pay cash for a home.
Yes. You would use debt to buy that first house. You build equity as the house appreciates in value and you pay down the debt.
There are extremely favorable mortgages available for first time home buyers. You can easily do this.
Posted on 5/7/24 at 2:03 pm to imjustafatkid
quote:
No one said anything of the sort. You just don't understand how a starter house is an investment. You don't buy your forever home as your first house.
Oh Jesus above,
Let me make this simple...................No one said the starter home is a forever home.............But the whole process never starts because people cannot afford the starter home in the first place.
Posted on 5/7/24 at 2:04 pm to JiminyCricket
quote:
.But the whole process never starts because people cannot afford the starter home in the first place.
Starts every single day all over the country. This isn't an everyone problem. It's a you problem.
Posted on 5/7/24 at 2:04 pm to imjustafatkid
quote:
Yes. You would use debt to buy that first house. You build equity as the house appreciates in value and you pay down the debt.
There are extremely favorable mortgages available for first time home buyers. You can easily do this.
Good god man...
YOU CANNOT USE DEBT TO BUY THE FIRST HOUSE BECAUSE THE HOUSES COST MORE THAN YOU CAN GET APPROVED FOR IN THE FIRST PLACE!
Posted on 5/7/24 at 2:05 pm to JiminyCricket
quote:
YOU CANNOT USE DEBT TO BUY THE FIRST HOUSE BECAUSE THE HOUSES COST MORE THAN YOU CAN GET APPROVED FOR IN THE FIRST PLACE!
This is completely false. You are a moron.
Posted on 5/7/24 at 2:05 pm to JiminyCricket
quote:
But the whole process never starts because people cannot afford the starter home in the first place.
i'm actually starting to feel sad for yall with this defeatist attitude. if you go into it thinking it can't be done, you've already lost. have fun on welfare, tho.
Posted on 5/7/24 at 2:05 pm to JiminyCricket
quote:
Well since you're a moron, i'll tell ya.
I really don’t understand why the millennial plight hasn’t captured the hearts and minds of the older generations. I mean, just look at how sympathetic all of you come across.
Posted on 5/7/24 at 2:06 pm to imjustafatkid
quote:
Starts every single day all over the country. This isn't an everyone problem. It's a you problem.
I have a home. Again, you boomers think if someone recognizes a problem it must mean they're personally harmed by it. I am not, I have a home. I just recognize it's a crappy situation for others.
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