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re: Everyone should request an itemized hospital bill, it is really interesting
Posted on 4/23/24 at 2:46 pm to Tigers4Lyfe
Posted on 4/23/24 at 2:46 pm to Tigers4Lyfe
quote:
Imagine how low insurance premiums could be if they wouldn't have to pay such an exorbitant amount.
insurance doesn't pay this amount though.
6
Posted on 4/23/24 at 2:48 pm to Corinthians420
quote:Not the whole 42k but granted still an exorbitant amount.
insurance doesn't pay this amount though.
This post was edited on 4/23/24 at 2:49 pm
Posted on 4/23/24 at 2:49 pm to Corinthians420
quote:
insurance doesn't pay this amount though.
True. Insurance paid about 31% of it.
Posted on 4/23/24 at 6:43 pm to Corinthians420
quote:
insurance doesn't pay this amount though.
What you don't see is the huge up front lump sum the insurance companies pay the hospitals and doctors to get the "discount."
Also, some hospitals are now charging patients a "facility" fee. This is not covered by insurance and can be hundreds of dollars just for using the facility.
Consumer Reports facility fee article
Posted on 4/23/24 at 7:49 pm to Corinthians420
quote:
insurance doesn't pay this amount though.
Then why charge that amount? It tells me you’re trying to f**k me.
Posted on 4/24/24 at 9:46 am to Corinthians420
quote:
insurance doesn't pay this amount though.
Doesn't matter. Pricing should be pricing, whether a person has insurance or not. Otherwise, it is a racket.
Name one other business model that operates with such a discrepancy between pricing models?
Posted on 4/24/24 at 12:38 pm to Corinthians420
Just tell the hospital you don't have insurance and you want to pay.......You'll pay what the insurance Company would pay ......in cash of course.
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