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re: Three hours waiting at the ER (Update pg. 6)
Posted on 3/19/24 at 12:26 am to Will Cover
Posted on 3/19/24 at 12:26 am to Will Cover
I had to wait 5-6 hours before being seen when I went for a kidney stone. Never had one before so I had no idea what was going on. Saw so many people that I know had less than $500 in the bank and have no health insurance. I was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
7
Posted on 3/19/24 at 12:29 am to Saunson69
quote:
I was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
It’s built into the price that you’re paying.
Posted on 3/19/24 at 12:38 am to Saunson69
quote:
I was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
Negotiate it. Most hospitals will take big write offs on uninsured or patients with limited resources.
Posted on 3/19/24 at 12:39 am to Saunson69
quote:they just don’t pay. pretty sure the people like that couldn’t give a shite if they have a terrible credit score
was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
This post was edited on 3/19/24 at 12:39 am
Posted on 3/19/24 at 12:52 am to Saunson69
quote:
Do they just not pay and their credit tanks?
Medical doesnt effect your credit unless it goes to collections. Which if you let it get that far then its just on you. You can set up auto pay to pull like $10 a month and it will never go to collections.
Posted on 3/19/24 at 5:35 am to Saunson69
quote:
Saw so many people that I know had less than $500 in the bank and have no health insurance. I was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
There’s this whole series on TikTok about people saying outright they will never pay their medical bills and don’t care if they tank their credit cause they can’t afford to buy houses or anything anyway
Posted on 3/19/24 at 7:51 am to Saunson69
quote:
Saw so many people that I know had less than $500 in the bank and have no health insurance. I was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
Hospitals will try to get people on Medicaid if they’re uninsured. At least they will for admissions, I assume they do the same in the ER since they ostensibly want to get paid.
Almost half of all ER visits are Medicaid patients:
For most Medicaid patients, I believe the maximum copay for non-emergent ER visits is capped at a whopping $8.
This post was edited on 3/19/24 at 7:54 am
Posted on 3/20/24 at 8:50 am to Saunson69
quote:
I was wondering what happens when the bill comes in. Do they just not pay and their credit tanks?
Written off and subsidized by us bill paying folks.
Most hospitals don't go after bills with credit bureaus. You can most likely not pay next time you go to the hospital and it won't hurt our credit at all. This fact is usually buried on the website somewhere - google the hospital name and "Charity Policy".
They'll hound you and send you bills forever, but they usually don't send to credit bureaus. They will send to collection agencies, however, which isn't the same.
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