re: In just a few years, the average retiree will be receiving 37% more in SS than he paid in

quote:

---

If true, the government would have no problem letting people opt out.

---

Exactly. Just pay us what we paid in with SSTF interest accrued, and zero out the program. That will never happen. The Feds need the borrow, and they need more, which is why there is such a push to raise payroll taxes 10 years before the fact.