re: 3% Credit Card Fee

Its a fee that all merchants taking credit cards have to pay. It can range from 3 to 6 % depending on the type of card a customer uses and their contract with the processor. All that cash back and flyer miles are being paid by the merchants who accept these cards. The processors and banks are making a killing and there isn't much that can be done with how everyone uses cards now.

We as customers get screwed with higher prices, merchants get screwed with more fees, and banks/credit card companies/processors are just raking in the money.