re: Here's the budget breakdown of a couple that make $500K and still feel average

quote:

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$500K incomes where folks save $250K

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That's because you won't save that much at that income level. Hardly people in their 30s or 40s with that income will live a balanced lifestyle. They will inflate their expenses to match most of that income.

You will save more if you are older/no kids in the house or when you reach twice that level of income. Spending tends to max out at a certain point and doesn't jump again until your income allows for big upgrades on housing and vacations.