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re: How much am I getting sued for with this much damage?

Posted on 1/20/24 at 4:18 pm to
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
25858 posts
Posted on 1/20/24 at 4:18 pm to
quote:

just a little freaked out about the quick calling of the police


Well, that's what you do. I got tapped in the back in afternoon 285 traffic in Atlanta a couple of months back and I was on the phone to the police while I was getting my license, insurance, and registration together. By the time I had gotten out of the car I had already called my insurance. The sooner you call the cops the sooner you are back on your way. Think about it, what is the point of standing around for 10 minutes before calling the cops. Both sides want a police report as it generally makes the process smoother.

Call the cops, get your documents ready, don't talk to the other person outside of non-related small talk and get pictures of the area and the damage (or lack thereof) to each car. I would note if you are hit and the driver stays in their car get a picture of their license plate first. In the case with my bump up the other driver was out of their car so they couldn't drive off quickly.

There is no point stressing there is every likelihood it will be a matter taken care of between the insurance companies and your only contact will be with your insurance company without anyone serving you with a summons and complaint.
Posted by notiger1997
Metairie
Member since May 2009
58275 posts
Posted on 1/20/24 at 4:25 pm to
Good summary.
Only exception is if you are in Nola or some other crappy place, if it’s a minor accident it’s not worth calling the police because they aren’t coming for hours or maybe not at all.
I had a guy hit me and he was nice about everything. I wrote out what was basically a confession and had him sign it. Got pictures of his insurance and DL and took lots or videos and pictures of damage.
It worked out, but I have heard many stories of things going sideways for people without police reports
Posted by Meauxjeaux
98836 posts including my alters
Member since Jun 2005
40156 posts
Posted on 1/20/24 at 4:33 pm to
I get it, but for such minor damage, it’s really a dick move to do. Family member got a ticket for following too close.

so insurance going up probably some fraudulent claims , raising rates, and dealing with a ticket all over that incredibly small amount of damage.
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