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re: What in the hell is wrong with medical billing?
Posted on 12/27/23 at 5:01 pm to WeeWee
Posted on 12/27/23 at 5:01 pm to WeeWee
quote:
The US medical system is broken, but how is putting the people who broke it in charge of even more of the system going to fix it?
What is the solution then? According to census.gov, approximately 92 percent of respondents were covered by some form of insurance and approximately 40 percent of those were medicare, medicaid, or both. That’s a huge number of people and for places like Louisiana i am guessing govt coverage is a larger share. It says about half of the insured have employer provided insurance. So 46% of us are covering the rest (medicare, medicaid, and uninsured.) in addition to ourselves. This thread shows what we go through with our own healthcare costs on top of it and the costs for both the coverage and out of pocket keep going up. With inflation and wage stagnation, more and more people are dropping out of the middle class, so that 46% who pay for everyone will shrink. The current system seems headed for failure.
2
Posted on 12/27/23 at 5:09 pm to Rick9Plus
Something does have to be done, single payer aint it. It’s already ridiculously impossible to see most specialists in a short amount of time, single payer would be ludicrous.
Went to make an appointment for my 4yr old to see an , 2 months. Another kid needed to see a dermatologist, 5 months.
Weeding the illegals out would be a good start. Not sure why hospitals can’t refuse service to non-payers in all but serious cases.
Went to make an appointment for my 4yr old to see an , 2 months. Another kid needed to see a dermatologist, 5 months.
Weeding the illegals out would be a good start. Not sure why hospitals can’t refuse service to non-payers in all but serious cases.
This post was edited on 12/27/23 at 5:11 pm
Posted on 12/27/23 at 5:35 pm to Rick9Plus
quote:
The US medical system is broken, but how is putting the people who broke it in charge of even more of the system going to fix it?
What is the solution then? According to census.gov, approximately 92 percent of respondents were covered by some form of insurance and approximately 40 percent of those were medicare, medicaid, or both. That’s a huge number of people and for places like Louisiana i am guessing govt coverage is a larger share. It says about half of the insured have employer provided insurance. So 46% of us are covering the rest (medicare, medicaid, and uninsured.) in addition to ourselves. This thread shows what we go through with our own healthcare costs on top of it and the costs for both the coverage and out of pocket keep going up. With inflation and wage stagnation, more and more people are dropping out of the middle class, so that 46% who pay for everyone will shrink. The current system seems headed for failure.
Have patient's pay doctors and hospitals then file their own claim on their insurance. Then insurance companies reimburse the patient. If the patient cannot afford the charge have them put down a deposit and sign an IOU which they can pay when the insurance company reimburses them. That solves the billing issue and making hospitals and doctor's offices publish their prices which is currently required but unenforced by Medicare (hey look another problem that single payer would make worse).
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