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Nursing home care costs and availability
Posted on 10/22/23 at 6:48 pm
Posted on 10/22/23 at 6:48 pm
Unfortunately it looks like I will need to be placing my wife in a nursing home in the very near future. First has anyone had decent experiences with in the Baton Rouge area. That is where she will need to go. Second, probably won’t have the ability to pay the “full” price due to various circumstances. Her life insurance policy may pay I understand. I have to call and check on that. There is also an option out there since she receives a monthly disability check that she could possibly go somewhere that would take that monthly check as payment. Any advice is accepted here. Thanks in advance
6
Posted on 10/22/23 at 6:59 pm to Julz5198
I’d look into Medicaid. There’s a five year look back, but generally, if you are married, I think you just move everything that has her name on it into your name and you should qualify. It’s much easier to get on if there is a living spouse.
Posted on 10/22/23 at 7:41 pm to Julz5198
Practice elder law here in FL. We can almost always get someone qualified for Medicaid so medicaid pays for the nursing home (minus the spouses income). We can save all assets. You should find a competent elder law attorney in your area. I'd set up a few free consults
Posted on 10/22/23 at 8:37 pm to Julz5198
Have you priced monthly rates for a room at a nursing home? Make you want to vomit.
Posted on 10/23/23 at 12:05 pm to Julz5198
quote:
Unfortunately it looks like I will need to be placing my wife in a nursing home in the very near future.
First, I'm very sorry to hear that.
Second - and not being cute/coy - do you actually mean nursing home? Can you be more specific about the level of care you require? "Nursing home" has a very specific meaning in the industry and I don't want to tell you something wrong.
Posted on 10/23/23 at 10:04 pm to Julz5198
St James Place is the gold standard in Baton Rouge. Expensive, but no corners are cut.
Posted on 10/24/23 at 6:21 pm to Julz5198
I went through this with my mother about a year ago. Not sure if it would apply but if you are a veteran and served any active duty during wartime, look into Time and Attendance benefits. This was mentioned to me and upon doing some homework I was able to get some financial help from the VA. My dad served in the Air Force during the Korean War, although he didn’t fight in it( stationed in Africa and Europe) but it was enough to qualify my mom for assistance in paying for her nursing home care.
It’s quite a maze to navigate and legal advice definitely helps. I’m in NC and there was legislation out on the books during the COVID fiasco that basically holds harmless the homes that don’t staff up to necessary levels. The place my mom was seemed to be good at first but the quality of help deteriorated as they seemed to churn through folks. As another said, stay on top of the care your wife is receiving.
It’s quite a maze to navigate and legal advice definitely helps. I’m in NC and there was legislation out on the books during the COVID fiasco that basically holds harmless the homes that don’t staff up to necessary levels. The place my mom was seemed to be good at first but the quality of help deteriorated as they seemed to churn through folks. As another said, stay on top of the care your wife is receiving.
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